Negotiating with Ubank or loans.com.au

I am currently looking at refinancing out of ubank for loans.com.au offset account.
Has anyone ever tried negotiating a better rate with these guys then they saw advertised? And were you successful?

The current loans.com.au blackboard special is 5.54. I've asked them to call me to discuss.

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Loans.com.au
Loans.com.au

Comments

  • why would they? its the lowest rate in the market. No annual fee either.
    Unless you are talking a few million, I highly doubt it.

  • What is your negotiation point?

  • I would be happy saving an extra .05% interest. I figure you are always better to ask before signing the contract then trying to negotiate after.

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