Everyone in my family are adults so we don't really bother buying gifts for one and other besides the odd novelty or joke gift so the only budgeting goes towards food & drink. And more drink.
So, are we splashing out this year, credit debt be damned or are we going to be a little more responsible to avoid post-Xmas bill shock?
Whatever my credit card points I have accumlated will get me in gift vouchers, roughly $500.