Best bank card for travel for 18 year old

• 

  Paul Atreides on 28/04/2015 - 16:05

  +5

  citibank plus

  http://www.citibank.com.au/plus3/

  no monthly fee
  no overseas atm withdrawl fees
  no overseas transaction fees

  • 

    rambutann on 28/04/2015 - 16:49

    This is great, I applied for a 28 degrees credit card the other day but this is way better!

    • 

      david2135rla on 28/04/2015 - 20:07

      Thank you so much !

• 

  Xyzzy on 28/04/2015 - 16:07

  If you are "not employed yet and do not earn enough" how are you paying from the trip?

  If you have the money saved up try a Citibank VISA Debit Card, with no currency conversion fees.

  • 

    Randxyz123 on 28/04/2015 - 18:09

    +2

    If you are "not employed yet and do not earn enough" how are you paying from the trip?

    Savings? Gift from parents/relative after finishing school? Money from previous job? Works part time / casual but not enough to qualify for a credit card ? etc

    I'm pretty sure the 28 degrees card has a requirement to have a full time job and earn above a certain amount.

    Anyway OP use the citi bank plus card and you can get a travel card from your regular bank as a backup is what I'd do.

    • 

      david2135rla on 28/04/2015 - 20:07

      +1

      Yep, savings and parents :)

      Thanks !

      • 

        Randxyz123 on 28/04/2015 - 20:14

        +1

        No problems.

        I HIGHLY recommend having a backup method and keep it separate in case you loose your wallet (or it gets stolen - unlikely in Singapore but a good habit)

      • 

        david2135rla on 28/04/2015 - 21:08

        @knick007: thanks heaps !
        Just a question, is there a lot of arms in Singapore or hong kong where i could withdraw money without fees?
        thanks !

      • 

        Randxyz123 on 28/04/2015 - 21:21

        @david2135rla: I haven't traveled there much and when I have it has been with my parents who have managed the financial side of things.

        Umm I'd say citibank in Singapore might give you no fees here are the ATM locations so I guess find one near your accommodation when the time comes… I'm not sure if you need to use citibank atms or can use any brand. Hopefully someone else can answer that.

        You probably won't need much cash - you can just use your card… When I traveled to the US recently I didn't really ever use cash.

      • 

        Paul Atreides on 28/04/2015 - 21:43

        @david2135rla: i dont remember which atm exactly i used, but ive been to both sg and hk and have not gotten charged atm fees once. if it helps you, citibank have a presense in both sg and hk

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  [Deactivated] on 28/04/2015 - 16:12

  Well… They would ALL allow you to apply, but probably won't approve your application.

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  swiggity swag on 28/04/2015 - 17:18

  Credit card or just a debit/re loadable card?

  • 

    david2135rla on 28/04/2015 - 20:08

    Just a debit/reloadable