I have a Citibank Credit Card, linked to QANTAS Frequent Flyer (QFF) points. Recently they announced plans to stop giving QFF points when doing a BPAY, or a transaction with a retailer listed overseas (even if we pay in AUD) and more. Now I'm thinking of getting another card or changing the rewards.
So, what cards do you use/recommend? What are the pros (and cons)? All help appreciated :)
Do you go for QFF points rewards, or Citi points?
i dont fly often and if i do i fly with those budgets. so citi point for me. anyway, havent been using my citi CC since more than a year ago as i always get those balance transfer offer.
i have cash out all the points as well, usually i get visa prepaid and use them for groceries at Coles etc
Do you pay the card fee when getting the prepaid? Or is this a reloadable?
@marka: no fees, but it's not one point to one dollar conversion (of course)
. Non reloadable. You can check balance online.
Gem Visa
6 months interest free with $250 spend even on bpay
$99 annual fee
coles mastercard
15 months interest free
no ann fee
and flybuys
we got 10000 flybuys points , but at the mo you get $100 cash back
after 14 months . close card and go with someone else for another interest free period / transfer :D
Thanks everyone :)
for CC, citi still the best, they give free interest money via balance transfer cheque to self.
then, for overseas ATM, citi still the best, they have low fees via their everyday transaction debit card.