My SO and I currently have a health insurance policy each as I was previously told that the couple's one wasn't any cheaper (by one of those compare the market consultants). We must have cover for tax purposes.
We are planning to start a family soon and I'm just not sure whether it's worth going from our $120 per month plans (altogether) and go to plans that cover pregnancy at $300+ per month. These were private room etc at the hospital and potentially choice of obstetricians, although that's never gauranteed.
Also, we never claim extras.
Overall, my question is, if you are trying to save for upcoming family, is it important to have good health insurance that covers pregnancy. Any suggestions on good lowest priced plans that cover if you do recommend yes would be amazing.
Your thoughts are appreciated.