Car Insurance - Listing Drivers May Save You Money

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  Looking4Bargians on 17/10/2017 - 17:08

  -4

  Ok so ?

  • 

    BensonP on 17/10/2017 - 17:27

    +7

    If it saves 1 person some money, it's worth my time to type it out.

    Sorry if you feel as if your time has been wasted.

    • 

      vinni9284 on 17/10/2017 - 18:40

      Was this an online quote?

      If so, I would call them directly.

      I have playing with their QTE online quoting for many years and I call them directly. They usually do a better deal.

      IMO, their online quoting systems is dodgy. I have never seen an Insurance company that is address specific like AAMI rather than suburb.

      I would query about adding your GF and if the addition requires any further details. For example, they would also need her driving history etc. Tell them that the quote is cheaper and why?

      They might honour $780 without the addition of your GF, considering she is not legally covered.

      For $50 savings, it is not worth jeopardising your insurance cover hence call them to be on the safe side.

      Good luck.

      Cheers

      • 

        BensonP on 17/10/2017 - 18:46

        G'day mate,

        Yeah this was on the phone! I did it online, and confirmed it over the phone. I didn't mention the P Plates.

        They just asked her date of birth and if she had and claims/disqualifications in the previous 3 years. Mind you, she won't drive my car, but $50 is $50! :)

      • 

        vinni9284 on 17/10/2017 - 18:50

        @BensonP:

        G'day Benson

        Yes, I understand your rationale of the savings and good for you however I am very wary when it comes to insurance companies, especially disclosures.

        You do have a Duty of Disclosure to declare anything that may influence them to either change or cancel your policy so honesty is the best policy.

        I guess if you have answered all the questions that they have asked then IMO it's OK. Please check your Policy. They record the conversation over the phone for future reference.

        Please read their PDS and look more into it.

        You have a nice car (regardless) however if god forbid an accident occurs, they might not cover you or the other third party.

        Just a thought.

        You wouldn't be here if you were not concerned :-)

        Cheers

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  Sunny84 on 17/10/2017 - 17:15

  Awesome will try it as my renewal is approaching soon

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  agam2104 on 17/10/2017 - 17:23

  Hmm, I will try let you know.

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  vinni9284 on 17/10/2017 - 18:13

  Try this:

  Do an online quote using the SAME information … car specs…, garaged at night… . etc …. HOWEVER change to your neighbours address.

  Then change the address again to your neighbours across the road.

  Then compare the price to your address.

  Then please get back to me if the quote has changed LOL … and by how much compared to your address.

  Lucky your with "Variable quote" AAMI!

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  TimApple on 18/10/2017 - 10:31

  It's because females are proven to be driving safer than males.

  If you had added a 21 year old guy to the policy, it might increase the premium.

  It's all statistics, they are predicting future accidents rate based on historical data.

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  dji1111111 on 18/10/2017 - 20:59

  Same thing happened to my renewal with Suncorp when I added my brother to my policy.
  We have the exact same driving history.
  Doesn't make sense to me but it's cheaper so that's all I cared about.