Buying an iPhone X - with AmEx?

Lmynameisdaniel on 30/10/2017 - 09:33

Currently looking to order an iPhone X (256GB) outright using AmEx (for insurance), just wondering if anyone has come across an option that doesn't include a 1-2% surcharge?

Bonus points for plans over 12-24 months - I already have a prepaid plan.

Mobile Apple Mobile Phone

Comments

  • JimmyF on 30/10/2017 - 10:06
    -3

    hahaha its amex…. no.

  • Cheapo Moose on 30/10/2017 - 10:07
    +3

    The fact you're considering purchasing an iPhone X means you don't really worry about value for money.

    What's an extra 2% on top of an already ridiculous price?

    • illumination on 30/10/2017 - 12:26
      +2

      It could be for someone else who has said they want this no matter what.. in which case OP is definitely being a typical ozbargainer and trying to save 2% which on an expensive item is not a small amount.

  • 87percent on 30/10/2017 - 10:30

    It might be worth purchasing through Amex as they have the smash screen (up to $500) insurance

  • faze on 30/10/2017 - 10:31
    +8

    AFAIK there's no AMEX surcharge at the apple store

  • Some Guy on 30/10/2017 - 10:32

    Go to the supermarket and buy gift cards for one of the retailers (JB Hifi) that sells iPhones, or Harvey Norman. Loads of ways to do it.

    • try2bhelpful on 30/10/2017 - 10:50
      +3

      That doesn’t give the extra insurance.

      • illumination on 30/10/2017 - 12:05

        True, but OP has indicated that insurance is their priority.

        Up to them to decide if they wanna prioritise earning AMEX points over insurance. IMO the insurance is probably worth it.

        • try2bhelpful on 30/10/2017 - 12:18

          From OP's post. "Currently looking to order an iPhone X (256GB) outright using AmEx (for insurance)"

        • illumination on 30/10/2017 - 12:25

          @try2bhelpful: Ah missed that. Thanks and sorry :P

          edit: lol and I just realised I made a typo anyway. I meant to say "has not indicated" but I forgot the "not" so it just looks silly now.

        • try2bhelpful on 30/10/2017 - 12:26

          @illumination: No probs. We all do that one.

      • Some Guy on 30/10/2017 - 15:58

        Ah, righty-o then.

  • zoombie on 30/10/2017 - 10:49
    +1

    PayPal accept Amex so any merchant accept PayPal without surcharge (Ebay) or does it have to be a direct transaction with the merchant?

  • cjohnnydeng on 30/10/2017 - 11:00

    Apple store dose not charge for surcharge fees. Also Paying through Ebay Paypal can be avoid the surcharges. Narvey norman & the good guys seen accept AMEX, but I don't know do they have surcharge or not

    • bonezAU on 30/10/2017 - 12:35

      Narvey norman & the good guys seen accept AMEX, but I don't know do they have surcharge or not

      They don't.

  • Cheap Charlie on 30/10/2017 - 11:12
    +2

    FYI

    Iphone X screen replacement: $418.95 droppedsoapinshower.jpg
    Apple care: $299 (service fee of AU$45 for screen damage, or A$149 for any other damage)

    • JoyBoy on 30/10/2017 - 14:20

      AMEX essential credit card has $0 annual fee and comes with free smartphone screen insurance
      Cost: 10% access = $418.95*10% = $41.9

      • Cheap Charlie on 30/10/2017 - 18:25

        Nice, whats the coverage period and claim limit?

        • JoyBoy on 30/10/2017 - 22:38

          It is covered for as long as your AMEX card is active. Claim limit is $500 per claim and max of 2 claims per year. It’s perfect for the iPhone X

        • Cheap Charlie on 31/10/2017 - 11:18

          @DiegoSing:

          Righton

  • majuks on 30/10/2017 - 12:52
    -1

    Once you pay through Paypal, its likely the insurance does not apply..

    • illumination on 30/10/2017 - 12:55

      Don't think that's true

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