Westpac promo code for Balance Transfer Existing customer

Hello

Has any one got any promo codes in mail for a Balance Transfer on a Westpac Credit Card…?

I rang the cards team today and was advised that the best they can do is 2.9% for 12months :( which is kind of crap when compared to 0% for 24 months (when applied online) for new customers. On the other hand its good as I am paying 13.49% interest…

I searched ozbargain and found a code "WAAJC" that was valid for last December 2016. If anyone has any codes sent or if you receive it in the future of December 2017, please share it..

If you got any experience with westpac regarding this please do share it, currently I am on a dilemma wether to take 2.9% or wait till december..

Many Thanks

SI

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Comments

  • I got a code sent yesterday 0% for 16 months but 2% BT fee.

    • Tried to send you a private message but couldn't.. could you please send it to me. Will give it try if it works for me :)

      • Its "PAAAP"

        • hey mate, just checking if you have any code that is working for Westpac BT existing customers

        • this code is still valid as of 23/11/19 if anybody is interested

  • Why do you want to balance transfer when it's charging you 2.9% interest…

    • because its better than the purchase rate i paying currently.

  • Try this: $80KHIYIELDCAR

  • If you have a annual fee free card then getting charged 2.9%pa over 12 months is actually not bad.

    It is most likely better value than an annual fee card which may incur a 2% or 3% balance transfer fee.

    Clearly 2.9% interest for 12 months is way better than a 3% BT fee over 12 months since 2.9<3 and the interest on the amount you owe is decreasing over the year.

  • anyone know of a current code for existing card customers that doesnt have the 2% balance transfer fee?

    all i could find is WAAJA 0 percent for 24months but has a 2% management fee?

    http://info.westpac.com.au/creditcards/balancetransfer/?CARD…

  • Special balance transfer rate
    Take advantage of our 2.99% p.a. offer on balance transfers for 12 months1 (use the promotional code WABM4).

  • does anyone have a valid BT code they care to share? otherwise its
    "Note that if you input a valid promotion code, your interest rate and promotion period will be outlined above. If you do not input a valid promotion code you will be subject to the current balance transfer (BT) pricing which is 2.99% p.a. for 24 months (no BT fee) for eligible consumer credit cards and 6.99% p.a. for 12 months (0% BT fee) for eligible business credit cards. Any BT fee that applies will be charged to your card account on the same day the balance(s) are debited to your account."

    • +1

      current balance transfer (BT) pricing which is 2.99% p.a. for 24 months (no BT fee)

      I don't hold this card anymore, but this is not a bad deal int he correct interest rate environment imho. if I was you I would def consider it.

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