I am looking for a rewards card (Qantas preferably) that also includes a balance transfer offer (0% for 12 months etc…)
Additionally, looking for something that has Apple Pay.
The best I can seem to find is the Macquarie Platinum or Black which also comes with a discounted annual fee for the first year.
Anyone have any other recommendations?
IMO, Rewards credit card and balance transfer is a bad combination. If you use balance transfer offer, you start accumulating interest on your other expenses on card ie. Zero interest free period on spends other than balance transfer amount. If you use balance transfer, it's better to slide the card in a drawer and not use it everyday until you pay off the balance.