Best Flight Option to Qualify for Credit Card Travel Insurance?

LFreeAsABird on 21/06/2018 - 10:11
Last edited 21/06/2018 - 10:14

Hi all. I've booked flights using my ANZ black credit card, which will cover me with travel insurance so long as I have a return flight booked back to anywhere in Australia. The issue is that I don't know when I'll be back. I might be travelling for 1 month, 2 months or more depending on whether I can lock in internships and work experience.

I could book a cheap 'burner' flight far in the future that I don't end up using, but I'd rather book return to Melbourne and be able to change flight dates. Ultimately my question is: do any airlines offer relatively cheap date changes on tickets?

I was hoping someone in the ozbargain community would have already come across and optimised the solution to this!

Cheers

edit: First leg of trip is to Malaysia/Indonesia, and second leg MAY be in Europe.

Travel Airfare Credit Card Insurance

Comments

  • singlemalt72 on 21/06/2018 - 10:29
    +5

    When you look at the costs involved, it may be cheaper to simply buy a separate travel insurance.

  • Real Bill Pullman on 21/06/2018 - 11:58

    Check your policy, but I'm pretty sure the ANZ insurance only requires that you spend $250 on flights, hotels etc. before you go. It doesn't require both flights be booked with the card.

    edit: Actually re-read the policy. You do need some kind of return flight, it just doesn't have to be booked with the card.

    • FreeAsABird on 24/06/2018 - 16:06

      Thanks for the reply. The ANZ card I'm using does require a return ticket. The issue I have with getting a separate travel insurance policy is that I have no idea how long my trip will actually be! It all depends on whether I can lock in internships/work exp.

      From my brief attempt at spreadsheet calcs using Zoom, it seems like separate travel insurance is cheaper until the 2 week mark, after which it becomes cheaper to use the CC insurance (which is $65 [card fee] regardless of length of travel [I think, can someone clarify?***]).

      ***edit: seems as if the max trip length covered by the ANZ black travel insurance policy is 6 months, which is still amazing value given that a 6 month policy from Zoom TI is $424.

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