TopCashBack US - Thoughts ?

Hi,
I have been using CashRewards for a while now.
I've heard about TopCashBack and recently looked into them and noticing that they have better rates compared to CashRewards.
So I just want to know how it works and if it is better.
The main concern I have is that the cashback will most likely be in USD.
Will the conversion rate back to AUD make the overall returns less than using CashRewards?
Thanks.

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TopCashback US
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Comments

  •  

    You withdraw in USD to PayPal and then withdraw from PayPal to your bank account in AUD, or keep the USD in your paypal and use it for a purchase in USD. You might lose 2 or 3% of your withdrawal due to bad Paypal conversion rate from USD to AUD, however last time I withdrew the rate was actually alright. In any case it's nothing to put you off using it if you find something on Topcashback with say 5% vs other places 4%. If you purchase $100 you get $5 back compared to $4 back elsewhere, even if you lose 3% on that $5 withdrawal that's only $0.15, so you are still well ahead with $4.85 vs $4. However if the rates are the same as AU cashback sites then best to keep using them.