Westpac Altitude Credit Card $3000 on "Eligible Purchases" to Get Points

rt1111 on 28/11/2018 - 02:37

Hi,

I have a $0 annual fee Westpac Altitude Credit card and need to spend $3000 on "eligible purchases" to get the bonus points.

I don't have enough to pay for to meet this requirement (no bills or big purchases coming up)

Any tricks on how to achieve this gratefully received!

Thanks

Financial

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Comments

  • JIMB0 on 28/11/2018 - 04:44

    Pay for a holiday.

  • kerfuffle on 28/11/2018 - 05:40
    +1

    Buy gift cards e.g. 3 $995 Westfield Gift Cards plus $50 Woolies or something to make it up to $3000

    • rt1111 on 28/11/2018 - 19:10

      Great idea thank you

  • SnoozeAndLose on 28/11/2018 - 05:53

    Chirstmas is coming.

    I heard people pick a refundable hotel and refund after get all the points

    • CyberMurning on 28/11/2018 - 07:08

      But the refund will go to the same cc means you can't cancel the card. Means Westpac can take the points back because you technically don't spend them

      • SnoozeAndLose on 28/11/2018 - 08:12

        Have you tried?

      • Tech5 on 28/11/2018 - 12:07

        Not if you use the points or transfer them

    • melay0326 on 28/11/2018 - 23:08
      +1

      Tried this scheme.. make sure you transfer the bonus points straight to your frequent flyer acct before you cancel the hotel booking

  • CyberMurning on 28/11/2018 - 07:10
    +1

    So many thread like this please search before posting.
    One idea is https://www.pointhacks.com.au/credit-card-minimum-spend-guid…

    • rt1111 on 28/11/2018 - 19:12

      Sorry, thanks for the pointer

  • Donaldhump on 28/11/2018 - 07:29
    +2

    Pay electric 3k , then switch to new company, elec company sends you a cheque.

    Or do combo of this and gift cards above.

    Get 5 percent discount on gift cards too.

    • knobbs on 28/11/2018 - 10:50
      +1

      Does this actually work? I just loaded up Red Energy with all my AMEX cards on the spend $150 get $50 in credit. Could get this all back in cash!

    • rt1111 on 28/11/2018 - 19:13

      I guess that would work even if you didn't switch company - you would just be in credit?

  • savemeadollar on 28/11/2018 - 12:10

    Book a hotel with "free cancellation" about 12 months away. Pay with your credit card and cancel your booking (getting a refund) once your points have been credited.

    • rt1111 on 28/11/2018 - 19:13

      Very nice!

  • anna10 on 29/11/2018 - 16:33

    Pre pay health insurance, utilities etc. One thing that I always email/on line chat and screen shot it to ask is if the ATO will go toward the $3000 spend to get the bonus. They usually say 'yes'. Be aware though, that ATO will not get points for a everyday spend, just the sign on bonus.

    So, if you put $3000 on the card for the ATO, you get the x bonus points, but not the 3000 points for the ato spend itself. I find that less stressful than tricky, book/refund/etc etc.

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