Be Sure to Check Your Bank Statements - Saved Myself $300

[Deactivated] on 16/12/2018 - 18:36

I was out on a sat night and was pretty drunk, went to a NAB ATM and withdrew $300, I checked my statement the next day and the transaction was there twice, I thought I would give it a couple of days and see if it sorted it self, it didn't so I rang my bank and lodged a disputed transaction, a couple of weeks later the bank said the transaction was incorrect and they debit my account with $300.

I wonder if I didn't lodge a dispute if the matter would have resolved itself, so now I check my statement every week.

Financial

Comments

  • dylo on 16/12/2018 - 18:38
    +8

    Ok

  • Richfield on 16/12/2018 - 18:47
    +6

    So now you’re $600 out of pocket?

    • [Deactivated] on 16/12/2018 - 18:50

      I see what you did there

      debit

  • [Deactivated] on 16/12/2018 - 18:47

    Saved Myself $300

    True if they refunded you $600.

    so now I check my statement every week.

    Takes 30 seconds to check it once a day on phone app. Better chance you can recall the transactions in the last 24 hours rather than going "wtf where was that; I don't remember that wtf"

  • Donaldhump on 16/12/2018 - 18:48
    +1

    Don’t drink if you can’t handle your piss and save yourself even more money

  • Hithere on 16/12/2018 - 19:01
    +4

    Pretty drunk eh, sure you didn't withdraw $300 twice and spend it on more grog or something?

    • [Deactivated] on 17/12/2018 - 00:15

      The bank says I didn't. I guess they wouldn't hand over $300 unless they were pretty sure.

  • Yummy on 16/12/2018 - 20:38
    +1

    Seeing double ey?

  • kahn on 16/12/2018 - 21:05

    This is the kind of stuff the banking royal commission would eat up. Maybe also contact Tracy Grimshaw as I feel your story is missing dramatic music and cheesy special effects.

    • Diji1 on 16/12/2018 - 22:09

      You mean the royal commission the Government is holding to investigate the four bodies it has guaranteed to bailout with taxpayer dollars if they ever go out of business? That's not legitimate due to the Government's conflict of interest.

  • FoxJump on 16/12/2018 - 22:04

    Same happened to me once but with HSBC.
    I took $50 out. HSBC debitted it twice.

    I put the form in to dispute. They sat on their arses and did nothing.

  • iforgotmysocks on 17/12/2018 - 07:08
    +5

    No bargain here. Rang up to claim my free $300 and they had no idea what I was talking about.

    • Hunter80 on 17/12/2018 - 15:56

      Well, you tried. That's all we expect from you.

  • tight-ass on 17/12/2018 - 13:47

    Also make sure you count the money the ATM spits out to ensure you get the actual amount you requested. I've been short-changed in the past

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