I just got an email from AIA Vitality notifying me that RAC will only include AIA Vitality in covers purchased by WA residents.
I currently use AIA for gym membership and get a lot of vouchers from it too.
Any plans for what’s he next best option to get AIA inclusions without buying exorbitant policies like the private health insurance policies that include it?
AIA Australia (AIAA) partners with RAC, a state-based membership organisation in Western Australia (WA) that exists to provide products and services to its state-based members.
and
"AIA Australia (AIAA) partners with RACQ, a state-based membership organization in Queensland (QLD) that exists to provide products and services to its state-based members.
Accordingly, from Monday 15 April 2019, RAC Life Insurance policies will only include access to AIA Vitality for individuals residing in Western Australia (WA).
Effective from Monday 15 April 2019 your AIA Vitality membership will cease as our records indicate you reside outside WA and as a result you will no longer meet the eligibility criteria.
While you will no longer have access to AIA Vitality, you are still protected by your RAC Life Insurance policy. We welcome the opportunity to continue to serve your insurance needs. However, if you decide your life insurance policy is no longer suitable and cancel by 15 May 2019, AIAA is willing to provide you with a goodwill gesture equal to the amount of premiums you have paid since the commencement of your policy (see more details below).
UPDATE
I just spoke with AIA - you will need to sign up to a new policy that includes AIA and then call AIA to link your existing AIA account to your new eligible policy. You’ll need to do this with enough time for AIA ato do the processing on their end so ASAP was recommended.
For VIC customers they are recommending myOWN or GMHBA however they are quite expensive. They also recommended trying iSelect as some customers had called and had been speaking with them to access other policies? Sounds a bit meh but worth trying.
UPDATE 2:
I received an email from Virgin Active saying they would honour the 50% discount until 17 July, and then onwards offer a 35% discount.
It’s still not as good as having the full AIA benefits but it’s pretty damn good service. Email below:
We really value our relationship and so when these changes take effect, Virgin Active would like to maintain your current membership discount until Wednesday 17 July 2019.
Following this period, we still want to make sure you're benefiting from a fantastic rate on your membership so from Thursday 18 July 2019, we will provide you with a discount of 35% off the current applicable membership price.
So I've done two things, I called AIA and they were happy to cancel and refund my twos years worth of RAC Life insurance premiums.
They told me I could do this immediately and if I bought a new qualified product by the closing date in mid April, I would carry over and not need to do anything to stay on.
So I cancelled the RAC life insurance (gave them the policy number).
Switched private health to GMHBA.
GMHBA was very similar to what I had already so I was happy to change - also get a Fitbit charge 3 in a promo.
I still have 12 months left of a fitness first platinum contract so ~$72 per quarter cash back maintained.
I plan to see out the gym contract and reassess PHI in another 12 months.