Gumtree Scam? - Osko transfer

I know people say Gumtree is always risky unless you're receiving cash, but I'm wondering if this is legit.

I recently listed an item for around $450. I had a buyer offer to pay me via PayPal. When I declined, they offered to do a bank transfer.

I accepted this, and it seems like the money cleared right away. On the transfer narration it says 'Osko Payment - Receipt XXX'.

Does this mean it's safe for me to send the item? Is there anyway the buyer can reverse the transaction?


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