Google Pay Is an overseas transaction? Is using Google Pay attract overseas transaction fee?

jowu15 on 21/08/2019 - 17:07

I just bought an Android phone, in fact its Huawei Mate20 from Ozbargain post, one important consideration is to use googlepay, particularly to use Myki on Googlepay.

I just tried to registered my main credit card on googlepay but my bank rejected it becuase I blocked international transaction. I can unblocked it and registered it, but my question is if I use googlepay to pay stuff in Australian, would that be considered an overseas transaction and I would be charged for international transaction fees etc? I remember I used this credit card to make an online purchase a while ago, I thought it was an domestic transaction but it turn up to be an international tranaction and I was charged quite a bit of money for it and thats why I blocked overseas transaction.

I also registered for Applepay a while ago and I do not remember I had this issues before.

Google doing so many transaction in Australia and it has subsidaries registered in Australia, how can it be consided as an overseas compnay? So inconvenience to Australian consumer.

Financial

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Comments

  • JimmyF on 21/08/2019 - 17:13
    +5

    would that be considered an overseas transaction

    Nope, all google pay does is present a virtual credit card up that is linked to your real credit card.

    how can it be consided as an overseas compnay

    No different to apple ;)

    • jowu15 on 21/08/2019 - 17:24

      Thanks for your reply and I thought it may not considered an overseas transaction but not 100% sure.

      I registered the same credit card with blocked international transaction with Applepay and I did not get rejected becaseu it was an international transaction

      • Nereosis on 22/08/2019 - 08:40

        All Google Pay does on your phone is use the NFC chip to replicate what an actual cards chip does.

  • scrimshaw on 21/08/2019 - 17:15

    Log into Google Pay, Settings

    https://pay.google.com/payments/u/0/home#settings

    then make sure our profile is Australian.
    If it is not, you need to create a new Payment profile

    • jowu15 on 21/08/2019 - 17:33

      Thanks interesting info there! The registered region is Australia and even have my Melbourne home address.

      I enjoy play with google apps but at same time I am shocked how much it know me. It even knows where I went ten years ago, I am sure I was not using smart phone then, I do not know how it how these information

      • kahn on 21/08/2019 - 17:45
        +1

        I do not know how it how these information

        I don't how we'll ever how.

        • jowu15 on 22/08/2019 - 02:39

          lol

  • realfancyman on 21/08/2019 - 22:53
    -1

    Could be the verification charge is international, this won't effect the actual purchases

  • cheaplee on 22/08/2019 - 07:05

    I'm pretty sure the verification charge is $2 from the UK.

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