My daughter ran into a front car. There were no visible damages on either car so they just exchanged phone numbers. Because there were no damages my daughter did not notify her insurance.
In about one month the other party called and claimed that her car was extensively damaged in that accident and she has to do an expensive repair. My daughter didn't agree. A few weeks later (a few days back) she received a letter from other party insurance (which happened to be the same insurance company my daughter uses) with a claim for a considerable amount. We don't agree with such outcome.
I see two options: either to ignore the letter or pass it to our insurer. What's your suggestion how to proceed?