In Minnesota USA with Citibank Card but No ATM

SpotTheOzzie on 13/10/2019 - 08:35
Last edited 13/10/2019 - 10:09 by 1 other user

Should I just pay for everything via card? Or should I get cash out via another banks ATM? Whats better value?

Related Stores

Citibank Australia

• 

  Donaldhump on 13/10/2019 - 08:59

  What are the fees of doing both?

  You could find out by trial.

  Enjoy your holiday

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  Baysew on 13/10/2019 - 10:06

  Pay for everything on card. Only use the ATM if you need cash, which may be a few dollars fee. Remember, you are getting the main saving of avoiding international transaction fees with Citibank Plus.

  Enjoy your holiday, I'm watching Fargo at the moment.

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  hawkeye on 13/10/2019 - 16:51

  Credit Card would be 4% fee If it's Debit Card cash or card would be the same but you'll get hit with the other banks withdrawal fees if any from the ATM.

  Local & International Payments and Foreign Currency Services (Excludes Citibank Plus Transaction and Citibank Online Saver Accounts)
  Note: These are not included in your fee-free limit.
  Fees Amount When is the fee charged?
  Citibank Debit Card – transactions
  International Transaction Fee 2.50%
  We charge you an International Transaction Fee of 2.5% on the AUD dollar conversion of any transaction
  made in foreign currency. This amount includes a service and assessment fee payable by Citibank to the
  scheme (where applicable).,

  • 

    SpotTheOzzie on 13/10/2019 - 18:30

    So at the end of the day do not withdraw cash and use debit card which will be 4% transaction fee.

    Gotcha

    • 

      hawkeye on 13/10/2019 - 19:34

      debit card which will be 4% transaction fee

      No the Credit card would be 4% not the debit card if it was a plus account.

      You told us your with Citi but haven't told us what accounts you have IE: Plus, Platinum, ect

      • 

        SpotTheOzzie on 13/10/2019 - 20:16

        Its a citibank plus account :)

        • 

          Baysew on 14/10/2019 - 10:45

          @SpotTheOzzie: No international transaction fees on Citibank Plus.
          Use this for everything, if you need cash use ATM and maybe be charged a few bucks.

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  Meho2026 on 14/10/2019 - 10:56

  Look for Kwik Trip convenience stores, they have Citi ATMs inside.
  Affinitty Plus Federal Credit Union ATMs, I dont think charge fees for Citi cards.
  Type in your town or city location here too to get a list of surcharge free ATMs
  https://online.citi.com/US/ag/citibank-location-finder