Hi guys
Im on an income of $50k pa and i note most credit card deals with bonus point offers require at least $75k pa. Just wondering if anyone is aware of bonus point offers on a lower income? Looking to chase Qantas points.
TYVM
Credit Card Bonus Points on Salary around $50k
childchance on 15/01/2020 - 13:41
Comments
https://www.ozbargain.com.au/node/505794
usually cards like these with lower bonuses and lower spending requirement have a lower salary threshold.. from memory its like $35K
With lower income, it is hard to put enough spending through the cards to make points outweigh fees.
Usually just look for the cards with lower annual fees as they tend to have lower credit limits and lower income requirements. A quick search picked this up: https://www.qantasmoney.com/credit-cards
Amex are a bit lenient with card applications - I've managed to apply for some despite being below their requirements and still get approved.
This also might help;
https://www.pointhacks.com.au/credit-cards/low-income-requir…
Hey,
I got the Westpac Altitude promo at the start of last year. There was no fee for a year and you get 60k Qantas points after 3k spend over 3 months.
I think the minimum income is 35k so it's perfect for you.
Cheers guys for the help, leaning towards St George and Westpac Altitude.
https://www.qantas.com/au/en/frequent-flyer/earning-points/c… Go through the list see if you find anything. Looking through a couple of the T&Cs I couldnt see a salary requirement - but that might also be cause youre looking for a high limit?