Homeloan - Best Rate around?

Hey Guys,

I am currently with Vow Home loans. Currently there interest rate is 2.79%, which seems ok. This includes an offset account & absolutely no ongoing fees. As well as a debit card tied to the offset account.

Curious what others are paying out there.

Comments

  • That's pretty good, which bank is it?

    • Macquarie

  • I'm sure that rate you have mentioned above will be for LVR <80%
    Resimac has also have that rate.
    I also believe that HSBC are even lower but I wouldn't touch them with a barge pole … I can't even get through to them just on a enquiry over one of their loan products

    • I had very good experience with them, YMMV

      • Are you talking about Resimac or HSBC?

  • +2

    That's a pretty good rate considering there's an offset account!

  • +1

    Tic toc are 2.54% with an offset available for $10 a month. Athena are 2.59% but I don't think offer an offset but you can redraw.

  • +1

    Quite a few offering 2.19 fixed

  • -1

    I hear ME Bank has good home loans..

  • That sounds like a good deal. Currently 2.85% with offset account @ nab for me.

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