Lawn Mowing Small Business. What Insurances to Take out?

ladolcevita on 23/05/2020 - 20:01

Hi guys!

I'm asking on behalf of a family member who is doing some researching on starting up a lawn mowing business.

What insurance companies can you recommend for a lawn mowing business?

I know there is public liability and disability insurance to consider is there anything else?

Many thanks :)

Comments

holdenmg on 23/05/2020 - 20:17

+3

Public Liability, Tools & Equipment, Trailer, Accident and Sickness & Accident Insurance
http://www.indmowing.com.au/html/aboutus_insurance.htm
- ladolcevita on 23/05/2020 - 20:30
  
  +2
  
  aww thanks mate!
EFC94 on 23/05/2020 - 22:03

+1

Also be aware coming into winter grass isn't growing much so will be harder to find clients. Tell your family member to look at increasing their services to include other things like hedging, high pressure washing etc. Basically expand your business so you have stuff to do when lawns don't need doing.
- iforgotmysocks on 23/05/2020 - 23:03
  
  +3
  
  Yes like being a male escort. So you can cut your neighbour's grass
- ladolcevita on 24/05/2020 - 00:52
  
  great point i will pass that on to him. thank you!
Seraphin7 on 24/05/2020 - 10:53

+1

Workers' compensation, public liability, professional indemnity, and comprehensive vehicle insurance will be the bare minimums.

Additionally, you should seriously consider appropriate coverage for tools/equipment, business continuity, and personal accident/disability.
- ladolcevita on 28/05/2020 - 11:30
  
  thanks heaps!