Virtual Credit Card questions and Suggestions

• 

  eddiefriedman on 03/07/2020 - 13:26

  +2

  You can use Coles Mastercard Gift Card or Vanilla Visa Gift Card selling @ Coles for the purpose of signing up to those first month discount offers. I used one for Netflix subscription.

• 

  John Kimble on 03/07/2020 - 14:49

  -1

  I am thinking to use a virtual credit card for signing up to these first month discount offers.

  What offers? What's wrong with using a normal credit card?

  • 

    MrHyde on 03/07/2020 - 15:13

    +2

    Sometimes you forget to cancel after first month and then get stuck with large charges in your CC. With one time cards or virtual cards, you won't be charged till they come after you through debt collectors

    • 

      John Kimble on 03/07/2020 - 15:21

      -1

      Well that's on "you" then, it's not the merchant's fault.

      Unless they're one of those dodgy subscription merchants, in which case it's also on "you" for joining I. The first place haha

    • 

      trinkasharma on 03/07/2020 - 21:18

      Can non Australian merchants come to you via debt collectors?

  • 

    Typical16-bitEnjoyer on 03/07/2020 - 15:13

    +1

    I'm assuming OP wants to sign up for first month offers multiple times. You'll only be able to use a particular card once.

    • 

      trinkasharma on 03/07/2020 - 20:12

      -1

      You can create virtually unlimited credit cards.

      • 

        randomusername2017 on 03/07/2020 - 21:24

        You can create virtually unlimited credit cards.

        Best get started then..

        • 

          trinkasharma on 04/07/2020 - 08:33

          @randomusername2017: That was on two of my bank accounts when I was in India. I want to know the offers here.

      • 

        John Kimble on 03/07/2020 - 21:34

        You mean so you can attempt to steal indefinitely?

• 

  Kyle-K on 04/07/2020 - 01:07

  Essentially there's only two consumer based products in Australia currently that offer this as an option. I track virtual cards here in that spreadsheet and some of the business products/offerings here

  Velocity Global Wallet
  They give you access to one disposable card at a time you can manually expire and reissue yourself one at will.

  Revolut
  This product is currently on hold in the Australian market and they're currently not on boarding new customers you would need to have been an existing customer sometime late last year to have access hopefully re-starting soon.

  Everything else is targeted at businesses and most of them are paid.