Had credit card skimmed, any ideas?

Hey OzB

Had my credit card skimmed, followed by a bizarre shopping spree starting before sunrise, they almost took me for an entire $20.

Very confidant my details were taken from within a supermarket, anyone up on the game?

Comments

  • Use mobile pay, giftcards where possible.

    • It takes less than <10mins to get a replacement card plus its free

    • So all/many sites will accept a giftcard?

  • Seems legit. 🤔

    • Ive had a few cards skimmed, this is by far the weirdest

      • More details on the fraud spend please.

        • There was an instore purchase, before the store actually opened for the day

          • +3

            @[Deactivated]: That's not very helpful? What exactly are you hoping to achieve here?

            • -5

              @John Kimble: 'Had credit card skimmed, any iDeAs?'

          • @[Deactivated]: If it's a big chain, they'd get reprimanded for selling before start of trade. Happened to me once; sold something to my colleague and vice versa and we both got a small telling off for doing so.

            • -7

              @kerfuffle: Was one of the big two, and Ive seen MaNaGeRs that are students so….

              • @[Deactivated]: Big two what? Department stores? Alcohol stores? Supermarkets? There's a lot of big two stores out there …

                • -4

                  @kerfuffle: Supermarket friendo

            • +1

              @kerfuffle: It's also a pretty easy test to look at transactions coming through outside expected work hours for the company.

  • +7

    Troll post
    /end thread

  • Does you wallet have RFID protection? Anyone can just build a $5 scanner and start walking around the shopping center.

    • See thats what ive been thinking, either a skim or someone filming.
      Leaning towards the filming as all skimmed cards arnt used 'well'.

      And no RFID protection.

      • +1

        If you want, you could call your bank to verify whether the transaction was done via pay wave or skimmer. Most likely RFID skimming as it's cheaper and easier to do.

        • It's unlikely. If it was, then maybe some punk kid having fun? 🤷‍♂️

          https://www.digitaltrends.com/cool-tech/are-rfid-blocking-pr…

          https://www.lifehacker.com.au/2018/07/why-you-dont-need-to-w…

          • @John Kimble: Australia uses a different protocol for the pay wave system so information can be gained. RFID protection does help as you as you are literally blocking the signal. The only time the signal is ever exposed is once it leaves its protector. Which would only be the time it can be intercepted.

            A year ago my dad's card got skimmed via a RFID attack. The card had never been used online so there was no possibility of it being obtained that way. Plus my network setup is overkill. Filming had a low chance as the card is can be taped in the wallet. Anyway the guy managed to get $12K and use it a hotel and surprisingly casino is LA. Since you can't get the CVC from RFID the guy used a hotel to get over that obstacle because for some reason hotels don't need CVC info to process payments. How he managed to use the card at the casino is a mystery. Nothing is never unhackable.

            • @No Username:

              Australia uses a different protocol for the pay wave system

              Source?

              • @John Kimble: Give me a sec. Read up on this a long time ago.

                EDIT: This is talking some time to find the datasheet for the chip but to test the theory of gathering the data on a small scale you can build your own ENV reader and with each pulse you can see that you can obtain the:

                Card Number
                Card Holder Name
                Expiry Date

                only the CVC, CVV and CID can't be obtain. But you can then use this info and use it on services which don't require CVC.

          • +1

            @John Kimble: Every card ive had compromised was used in a kinda stupid inefficient way, no master criminals here, just not sure how these goofballs get my card details

    • You really cant… Want to find one credible report of this happening?

      Each paywave event is a new unique code for payment authorisation…

      • In terms of cloning that depends on what chip and protocol the card is using.
        Yes paywave creates a new code but that's not going to void the transaction. The attack can just be replayed again and accept a the new code. As long as the card is still proximity. In terms of credible source you can just use common sense pin the pieces together. If you want video proof then go watch the black hat demo or defcon.

  • +2

    This would be huge if it was true.

  • +6

    Late or weekly reconcile. Someone forgot to run it from a few days ago and a purchase went through later. Happens all the time on my account. Buy something on EFTPOS or NFC, and check my account 3 days later and forgot I paid for something… wtf is this $18,70 with no transaction name??? I’ve been skimmed!

    Oh, nope… it’s ok, it was lunch from last Friday…

    • +1

      I get this all the time, I only just woke up, check my phone and see like 3 purchases on the day. Don't realise its the coffee from 3 days ago, and lunch from 2 days ago and some other random thing. Seems to usually be cafes and restaurants NFC happens more so for me.

    • -1

      Nope not that

  • I can’t recall the last time I “swiped” a card, it’s been all tap and go. RFID skimming is quite difficult.

    What action did you actually pay with op?

    • Tap n go

  • +2

    Call your bank and submit fraud claim, cancel debit card and reorder. /Thread

  • +4

    Now i understand why others believe that 5G has something to do with the COvid.

  • +1

    Are you a sleepwalker?

Login or Join to leave a comment