My comprehensive car insurance is up for renewal (Budget Direct), and I noticed that in the renewal notice they changes from Agreed Value to Market Value. I assume this is not in my favour but would like to hear opinions.
The car is a 4x4 (2008 BT50) with loads of additions and modifications, all specified in the policy. Would they be taken into account if "Market Value" has to be determined?
Body - Canopy
Misc - Awning
Wheels - Non Standard Wheels
Misc - Bull Bar
Elect - Cb/Uhf Radio
Mech - Electric Brakes/Trailer Controls
Elect - Stereo/Entertainment System
Misc - Fridge (Personal)
Misc - Shelving/Storage And Others