Need some advice on this issue im dealing with. Ideas and thoughts on how to proceed with this would be great.
Mum had an accident with her car (at fault) and is insured with Aami comprehensively. Long story short the car is a write off and aami declined the claim. The assessor states that the pre existing hail damage on the car, that was not disclosed to the insurer, is the sole reason as to why they will not payout. The hail damage is not severe and wouldn't have affected how the car runs.
I've read the policy and it states that not disclosing any damage during the time of insurance could possibly result in a claim being declined. Guys, I know where this is going but is there any way around this? I am planning to dispute this with Aami but wanted to get your thoughts on what to say. Any thoughts would help.