Seeking your advice 'for a friend' on an insurance claim.
Fire has cause significant damage to house, insurer has accepted claim and has had multiple building companies come to quote for repairs.
From discussions, it appears the scope of works differs markedly between the repairers, and insurer has selected least comprehensive (cheapest) quote.
Insurer has asked for the insured party to sign off on the scope of works but refuses to provided the scope of works from rejected tenders. This information would be useful to ensure everything which needs repair gets done.
Has anyone been in a similar situation or have advice on how to get the best outcome? Maybe getting quotes from local builders to see what their take on it is?
Also is the insurer obliged to provide me with all the quotes they have received?
Thanks in advance!