I only do credit card churning where flying the red kangaroo is concerned.
Why? Points don’t expire if I earn points via other means. Easier to track. Also not an advanced points hacker to compare deep value conversion flights etc.
Don’t do general rewards CC where can convert into KrisFlyer or virgin.
- feel some FOMO not doing so and sometimes forced to pay credit card fees for points (ie. 100k for $200) as no other deals available.
Curious to know if anyone does both
AND not pay for/ minimise credit card fees (ie sign on).
Or do you need to know where you are going for which points to use to be strategic etc?
Would like to churn without forward planning. Just banking them for later ;)