With eBay having a 15% off special for Afterpay payment on many items, I could save $130 on a NAS I've been eye'ing off and waiting for good pricing. I just signed-up to Afterpay, and have an "Est. available to spend $600". During eBay checkout with Afterpay, they want to take $300 now, and 3 x $150 f/nightly future payments. Accept/Continue, and Afterpay says "Sorry, we're unable to approve your order.".
OK, I get that they probably think it's risky, and thus denying the purchase. My question is, from others experience, is how long and what do you need to do to clear this and be able to make purchases in the scenario I describe above? Would it be months and lots of small Afterpay purchases/transactions?