I just realised most people would have UP Banking by Bendigo Bank. It is integrated with Wise I learned today, so you don't really need another account.
Therefore, the question I have is, is there really any point of standalone accounts like Revolut and Wise by themselves? Is there really anything that interesting about Revolut? I'm almost 100% certain most people won't ever touch those parts of the platform outside of the money transfers.
Other: I noticed a lot of people seem to be concerned with Revolut's Onfido, but honestly what's the worst they can do, make a deepfake of my face?