Is There a Cashback or Points Debit Card?

• 

  holdenmg on 18/07/2021 - 18:23

  +2

  Hi,
  Have a look at the thread (formally known as):
  Credit Cards That Give Points/ Bonus Points for Council Rates?
  https://www.ozbargain.com.au/node/615433

  then scroll on down to the good stuff I (holdenmg) posted (so modest) :+)
  about Sniip (debit cards accepted).

• 

  Drakesy on 18/07/2021 - 18:38

  Ozbargain Member since 2010.

  Only now asks about credit/rewards cards!?!?

  Ozbargain>Deals>Financial>Credit Cards

  Simplez

• 

  me1stt on 18/07/2021 - 19:31

  https://www.bankwest.com.au/personal/bank-and-save/bank-acco…
  https://www.ozbargain.com.au/node/613743
  Not good value tho. Credit card with reward points is much better.

• 

  randomusername2017 on 18/07/2021 - 22:03

  MCO looks interesting…will probably give it a go if I run out of CC to churn

  Bankwest is only 3points per purchase - so more suited to purchases <$3

• 

  idonotknowwhy on 18/07/2021 - 23:47

  This is the best one for pay-wave once you've got it setup.
  It's a real (profanity) of a bank to have to deal with.
  HSBC

  2% cashback when they tap and pay using Visa payWave, Apple Pay or Google Pay on eligible purchases under AUD100

  Pros:
  - Debit card (not credit card)
  - Google/Apple Pay
  - 2% cash back each time you use paywave

  Cons:
  - Very slow Netbank
  - Very, very paranoid security hoops to jump through each time you log in, withdraw, etc
  - Have to deposit 2000 into the account every month (can withdraw immediately though)
  - No PayID
  - Only useful for in-person paywave purchases, not large / online purchases.

  • 

    txb on 30/10/2021 - 13:41

    You can get around the slow transfer speed by doing a card to card beem it transfer (i.e. cba debit to hsbc debit)

• 

  screensaver on 19/07/2021 - 00:42

  I use qantas travel debit card for purchases over 100 and direct debits via card number. It is free and pays 1 point per 4 dollars. Then I get auto rewards, a gift card sent to me. Dont think it pays on govt bills bit I used it for green slip insurance etc

• 

  screensaver on 19/07/2021 - 14:56

  Virgin Money (here in the randomiser) will give you 8 reward points for each transaction, direct debit or Bpay payment, and will give you 5000 points for signing up. worth over $20

  • 

    aleayr on 11/08/2021 - 14:04

    Is that the redeem rate? ~250 points = $1?

    EDIT: Looks like it might be 2000 points = $10 if the example at the top of this blog post is to go by:
    https://virginmoney.com.au/blog/my-money/earning-virgin-mone…

    Unfortunately, while 8 points might be good value for low value transactions, my Coles card has 2 points per dollar spend, same reward rate, so anything above $4 would be better to go on the Coles card.