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Westpac Altitude Qantas Black Card: 90k Pts ($4k Spend in 90 Days) + 30k Pts (2nd Year) + 2 Qantas Club Passes, $300 Annual Fees


Westpac Altitude Qantas Black

$250 Ongoing annual card fee
$50 Annual Altitude Qantas program fee
20.49% p.a. Variable purchase rate
$15,000 Minimum credit limit
$75,000 p.a. Minimum income required
Includes Complimentary insurances, 2x Qantas lounge passes & concierge service

Points earn rates
0.75 pts/$ Spent on all eligible purchases

Get up to 120,000 bonus Qantas Points — 90,000 Qantas Points in year 1 if you spend $4,000 within 90 days of new card approval and an extra 30,000 points after your first eligible purchase in year 2.

0% p.a. for 18 months on balance transfer when requested at card application. 1% balance transfer fee applies. After 18 months, rate reverts to the variable cash advance rate.

Already with Westpac? Sign in and apply to save $100 on your first year annual card fee ($250 thereafter).

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closed Comments

  • +15

    $300 AF is a bit steep for 90k points.

  • +2

    60k Qantas card is just $50 (program fee).

  • So $150 af if you're with Westpac?

    • Don't forget the $50 fee to join the Qantas program makes it $200.

      • Option to join qantas for free here

        • +1

          The $50 is not to join Qantas Frequent Flyer.
          It is for the "privilege" of earning QFF points via Westpac.
          It is a Westpac fee and not a Qantas fee.

          • @John Stone: Ah thanks for clarification. Is this just westpac or all of them?

            • @Chocobros: Other banks also have their own “rewards programs fees”, just under different names. Not all of them though. Just need to read through each card information website.

              The banks are hoping that you don’t to perhaps squeeze some extra $$$ from you. They don’t make billions of dollars of profit for no reason.

        • That has got nothing to do with $50 altitude fees for qantas program charged by Westpac, your link is just for joining qantas FF program.

  • +2

    Yeah nah

  • +3

    Westpac would have to give me more points than that to deal with them.

  • It seems like most banks are offering Mastercard nowadays.
    Is Visa dying out?

    • Visa is upping their fees. Even Amazon is charging fees for Visa purchase starting 1st November.

    • +1

      Visa is the largest card processor in the US and maybe the world. Obviously with that comes a fair bit of negotiating power.

      Amazon isn’t a mum and dad store either. The two will come to a compromise. This is just Amazon’s way of playing hardball with visa.

      Visa is definitely not “dying out”

  • Annual fee kills the deal

  • citi and nab got better deals

  • No deal, needs to be better than this to get the kids away from Afterpay etc.

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