Home & Contents Landlord Insurance

goyalg8 on 14/01/2022 - 10:40
Last edited 14/01/2022 - 16:38 by 1 other user

I am looking for recommendations for house & content landlord insurance. can we list out in the order of preference the insurance service providers. I have been looking at their PDS, everyone is different, I am looking at coverage of things like water leakage, burst pipe, roof tile damage due to heavy rain or storm, soil erosion etc.. Anyone please suggest which one is best and how their claim process is? anybody has used RACV? Thanks

• 

  holdenmg on 14/01/2022 - 10:45

  +6

  Ask Terri Scheer.
  https://www.terrischeer.com.au/landlord-insurance/

  • 

    boomramada on 14/01/2022 - 14:20

    Ozb love Terri Scheer, but they are just well dressed AAMI and since last year if your investment property been use as a drug lab, they (both TS and AAMI) wouldn't pay you a cent.

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  bemybubble on 14/01/2022 - 11:15

  +1

  Can I suggest using a broker - policy wording is broader and makes the claims process a heck of a lot easier.

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  Clear on 14/01/2022 - 11:23

  +2

  Do you have contents in your house already? I didn't opt for content with my landlord insurance because the house was empty and the tenants were bringing all their own.

  • 

    spychiatrist on 14/01/2022 - 11:29

    +2

    Cooking oven, aircon, floorings (carpet)???

    • 

      Clear on 14/01/2022 - 11:37

      +3

      Those are all covered under my building insurance. I guess some providers class them as contents.

  • 

    bemybubble on 14/01/2022 - 11:36

    -1

    Ovens. Carpets. Curtains etc. all contents

    • 

      boomramada on 14/01/2022 - 14:25

      +1

      Oven no, Carpets and Curtains yes.

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  AndyC1 on 14/01/2022 - 19:54

  OP disappeared?

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  goyalg8 on 25/01/2022 - 18:26

  How is RACV for landlord insurabance and claim perspective