Qantas Health Insurance Member? Any Good?

Related Stores

Qantas Insurance

• 

  freshofftheboat on 25/02/2022 - 12:12

  +1

  I avoid any NIB backed policy. They don't remunerate doctors appropriately - and these costs are passed onto the patient, increasing your out of pocket fees.

  • 

    bobbified on 25/02/2022 - 14:08

    They don't remunerate doctors appropriately

    I'm curious to know in what way they don't remunerate the doctors appropriately?
    (I'm not doubting what you're saying - I've just never heard anyone raise that as an issue before)

    • 

      freshofftheboat on 25/02/2022 - 17:03

      Here is a well explained example (anaesthesia);

      http://www.pacificanaesthesia.com.au/pa/patients-fees.html

      • 

        bobbified on 25/02/2022 - 17:08

        Are you referring to the graph that shows NIB pays less benefits than other major funds?

        I've never used NIB, but if they're not paying out as much in benefits across the board, then I would expect (and I could be wrong) that their premiums would be less than the insurers that payout more.

        If that's the case, it comes down to a matter of choice for their customers, right?

        • 

          freshofftheboat on 25/02/2022 - 18:57

          +1

          @bobbified: You’d be surprised. When I do my annual comparison, they are generally equal, if not, more pricey than HCF/Medibank et al (for comparable policies).

          But remember YMMV!

          • 

            bobbified on 26/02/2022 - 11:47

            @freshofftheboat: In that case, I hope that everyone compares before buying. (Although in practice, people probably just go and buy it without reading!)

• 

  sjj89 on 25/02/2022 - 12:45

  Have been with them for 3+ years, but only used extras. Never had any use for hospital. But been otherwise fine, no complaints. Points are nice.

  • 

    Buayaking on 04/01/2024 - 10:46

    hi. i just created an account here in the hope of getting any referral code to get the 5K referral bonus points. i am hoping to join them over the next few days. anyone wants to dm me their referral code? cheers

• 

  screensaver on 25/02/2022 - 18:52

  heres the latest report card, contains actual comparisons of rebates https://www.ama.com.au/articles/ama-private-health-insurance… (have to download)

• 

  Sweet3st on 25/02/2022 - 20:27

  I too have Basic Extras only. No problems whatsoever to date. Getting the flat 60% back is good, usually just swipe the card. Otherwise very prompt payment. You can easily earn lots of points with the associated fitness app if you’re into FF points.

  • 

    Buayaking on 04/01/2024 - 10:46

    hi. i just created an account here in the hope of getting any referral code to get the 5K referral bonus points. i am hoping to join them over the next few days. anyone wants to dm me their referral code? cheers