American Express Explorer Credit Card Offer

Hey Team, looking for some experience in those who have used this card offer in the past.
https://www.americanexpress.com/au/credit-cards/explorer-cre…

Looking at how quickly can I use the $400 travel credit/even how to use it.
https://web.aexp-static.com/au/content/text/explorer-travel-…

Does the below mean that I won't receive a credit until the first statement cycle has occurred and been paid?
And by "receiving" the credit, how does this occur? Is it a voucher? Or is it cashback on the transaction once processed, or will it simply appear in the Amex travel portal once I'm logged in?

"To redeem the Travel Credit, the Card Member must have paid the annual fee and have paid the minimum payment on the Card Member’s first and most recent American Express Explorer™ Credit Card statement by the due date. The minimum amount is calculated as set out in the Financial Table."

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Comments

  • +1

    Hey, I am not sure how soon you can use it but it will appear as a credit in the amex travel portal. I booked a $450 flight and just had to pay the $50.

  • Probably quicker to call up Amex and ask them directly. And yes once qualified, the credit will appears on Amex travel portal I believe.

  • When I go to the Amex Travel site, near the top right hand side It Shows "Welcome: (name) " "Points Balance (number) " "Travel Credit Details." Click on the TCD and a dropdown will show your travel credits.
    Go ahead and make your booking as if paying with cash but on the payment page, you get the option to Select Travel Credit.
    I have always found Travel Credits to be loaded onto my account quickly.

  • the TC will hit your amex travel portable, once they charge you the annual fee.

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