Purchase car in NSW without address?

• 

  AndyC1 on 22/06/2022 - 11:42

  +1

  I would ask the dealer what the options are, but before that see which state has the lowest stamp duty as this may sway which option works best in minimizing the costs.

  Have you got it independently inspected yet?

• 

  Flying Ace on 22/06/2022 - 11:52

  +3

  Most dealers would find this situation regularly, I would just ask them the best way to go about it.

• 

  payless69 on 22/06/2022 - 11:58

  Let the dealer sort it out.

• 

  pegaxs on 22/06/2022 - 12:04

  +3

  They will sell it to you, take all your details and then let you know you have 14 days to transfer it into your name.

  Alternatively, you can ask them to do a deal without the registration and ask them to supply a valid "Unregistered Vehicle Permit." to drive it from the dealer in Sydney to your address in Qld.

  The other way is to tell them to take the registration cost off the sales price and you supply your own "Unregistered Vehicle Permit" from your state to move it up there.

  Lastly, unless it is super rare or super cheap compared to what you will get it for in QLD, dont buy it here. It is going to cost you more then what you think to drive it home ($2.20+/litre for fuel in Sydney, possibly 2 tanks worth to get home + flight to get there, registration and inspection costs when you get it back to Qld, etc.)

  • 

    drsmithy on 22/06/2022 - 13:37

    They will sell it to you, take all your details and then let you know you have 14 days to transfer it into your name.

    Excellent. I was hoping it would be something like this. Will they charge stamp duty at that point, or will I pay it in QLD when I change the rego over ?

    Lastly, unless it is super rare or super cheap compared to what you will get it for in QLD, dont buy it here. It is going to cost you more then what you think to drive it home ($2.20+/litre for fuel in Sydney, possibly 2 tanks worth to get home + flight to get there, registration and inspection costs when you get it back to Qld, etc.)

    It's a convertible M240i. Which aren't super-rare (typically 5-10 for sale Australia-wide at any given time), but in colours other than white, black, gunmetal or silver, are definitely uncommon. I think this is the third or maybe fourth one I've seen in ~18 months of watching that matches my criteria and budget (and only one of them has been in QLD). In my view I'm basically paying a premium to avoid colours I - or my wife - don't like, which I'm prepared to do.

    About 6 months ago we bought a Tiguan Allspace from Melbourne, because we spent 3 months trying and literally couldn't find one in Queensland to buy. That one we had shipped because fly/drive wasn't an option and it was pretty painless (albeit took nearly 4 weeks as over Christmas).

    $100ish for a flight, $100ish for fuel (I'm assuming I'll get it with a full tank), $100ish for a hotel halfway (getting too old to do 1000km in a day) vs ~$600-750ish for transport. Still deciding. Wife is not keen on me doing the drive. :)

    • 

      pegaxs on 22/06/2022 - 14:13

      +1

      Will they charge stamp duty at that point

      No, you pay that at transfer of rego time.

      I'm basically paying a premium to avoid colours I - or my wife - don't like

      Then that makes sense. You have to buy it where you can. And I always like a nice drive home in a new car.

      $100ish for fuel (I'm assuming I'll get it with a full tank)

      "Assume"… Is it on the contract of sale? Was that part of the agreement? If not, don't bank on it. Dealers are notoriously stingy pricks and will stiff you out of a tank of fuel if it means they get to keep another 1% more on the price.

• 

  JDMcarfan on 22/06/2022 - 12:14

  +1

  RMS makes deregistration a difficult thing to do if the car isn't either: 1. Written off (with evidence) or 2. Formally re-registered in another state (with evidence)
  The reason they did this is because people would sell their cars, and, before the new owner lodged a transfer of ownership, they'd go any de-register their car and make some extra cash. This was an illegal practice, but didn't stop people doing it. The new owner would then be driving around in an unregistered car and potentially have issues with police/if involved in an accident. There are still ways to de-register the car when neither of these options (i.e. car engine blows up and uneconomical to repair) but will require a stat dec that the car will remain in your possession/receipt from junkyard.

  The dealer thus won't be be able to simply de-register it (and it defs wont be worth their time). They'll sell the car to you, tell you to drive it to QLD (with NSW rego) get the necessary checks done their and have it registered in QLD and then apply for a refund of NSW rego. You have 14 days officially to do this (where you're legally allowed to drive an interstate car without transferring rego). This is a much better option than a UVP anyways as it gives the ability to drive anywhere for 14 days, over the specific one-leg journey permitted by a UVP.
  In my younger years I ran the gauntlet and drove an interstate car I bought around NSW until the rego nearly ran out, and then transferred and paid the circa. $100 penalty for failing to transfer in 14 days (as it was cheaper overall).
  Is it something I would condone? Probably not, as any accident could get you in strife. Whilst the chance of being caught by police is next to nil as they can't prove anything unless you tell them, the risk isn't worth saving a couple hundred bucks over driving what police would describe as being an 'unregistered car' (not transferring in 14 days makes your car unregistered in their books)

  You also can't transfer NSW rego without a NSW licence and hence NSW address (can't use a NSW mates either as then you'd pay S/D to NSW for moving it to theirs, and then again to move to yours, which would defeat the purpose of saving money).
  Don't know where you thought you could get an exemption on S/D. As you don't have a NSW licence, you can't register it in your name here and thus no S/D is applicable.
  When you register in QLD, then you pay S/D based on the price paid in NSW. That exemption you mention exists if you live in NSW and have a car registered locally, then move to QLD and want it registered there (i.e. prevents double taxation).

  The cash refund on the NSW rego is an absolute pisscake (as they deduct heaps in admin) but for 6 months its worth applying (might get a couple hundie)

  • 

    kerfuffle on 22/06/2022 - 13:36

    $30 to cancel your rego when your car was written off through no fault of your own is a rort.

    • 

      JDMcarfan on 22/06/2022 - 15:17

      +1

      whats more of a rort is when your insurer includes your rego & ctp as a part of your car's value and deduct it from the pay-out you receive.
      So effectively if you renewed your car yesterday and were involved in an accident that W/O your car, your one year's rego would go to waste.
      That's why I only renew for 6 months now, because I don't want to be caught out by this as severely as a one year policy.

      If that doesn't make sense. If your car is worth $10k, your insurer will pay you $10k - rego refund amount as a payout.
      If your rego expired tomorrow, you'd effectively receive $10k. But if you had just renewed, at a cost of $1k, you'd get approx $9500 ($10k- rego refund after admin costs). They don't make any adjustment to the car's value based on the rego remaining so effectively pocket that difference.
      Tbh if the car's agreed value is $10k that's the amount they should pay. Any further reimbursement (rego etc) would need to go to a replacement car anyways.
      Part of the reason why I always insure my cars at about 10% more than their real value.

  • 

    drsmithy on 22/06/2022 - 13:41

    The dealer thus won't be be able to simply de-register it (and it defs wont be worth their time). They'll sell the car to you, tell you to drive it to QLD (with NSW rego) get the necessary checks done their and have it registered in QLD and then apply for a refund of NSW rego.

    Cool. Was hoping it would be something like this. Presumably the same if I get them to load it onto a truck as well ?

    Don't know where you thought you could get an exemption on S/D. As you don't have a NSW licence, you can't register it in your name here and thus no S/D is applicable.

    Well, that was in the context of whether or not I pay it in NSW on purchasing the car. If I pay it there, surely I get an exemption in QLD ? If I don't pay it purchasing the car, then presumably I pay it in QLD when I sort the rego out here.

    Sounds like I won't pay it in NSW as I can't be the registered owner there. I just wasn't sure about that part.

    The $$$ is basically the same, just wondering at which point it is paid.

    • 

      JDMcarfan on 22/06/2022 - 15:22

      +1

      Cool. Was hoping it would be something like this. Presumably the same if I get them to load it onto a truck as well ?

      yep they'd be indifferent to the method you get the car to QLD.

      Well, that was in the context of whether or not I pay it in NSW on purchasing the car. If I pay it there, surely I get an exemption in QLD ? If I don't pay it purchasing the car, then presumably I pay it in QLD when I sort the rego out here.

      Ahh okay I get the perspective you were looking at it from, and how you thought it was like property where stamp duty at the time of purchase and is paid in the jurisdiction the asset is in. Definitely not the same for the car's and is instead applied when the vehicle is formally registered in your name, which based on your residential status is in QLD. S/D is like you said effectively identical for any car (except EV's with their incentives) so makes no difference to your pockets.

  • 

    Sawtell on 23/06/2022 - 10:42

    For NSW there is nothing hard about it.

    You just fill in a form and return it with the plates. Fee is deducted from remaining rego and balance sent by cheque in about 10 days. They also give you a letter which you provide to your green slip insurer who will then refund the unused portion of your CTP insurance.

    Source: Did this in the last month. Sold a car to an interstate dealer.

    • 

      JDMcarfan on 23/06/2022 - 11:06

      This would fall under point 2 in my original comment. The car is being sent to a licenced dealer interstate (RMS accept dealer receipts but not private sale) and is being deregistered for the purpose of being registered there. Hence the RMS would happily do it for you.
      Your receipt from the interstate dealer would state that the car is to be sold deregistered and the RMS would accept this. If selling privately interstate the rego become the property of the buyer and you would have no ability to claim a refund

      I’ve deregistered quite a few cars and it’s always easy.
      Just need to have evidence of one of the 2 points. Or otherwise give a wrecker receipt or a stat dec that the car is unroadworthy/stored long-term.

      • 

        Sawtell on 23/06/2022 - 13:25

        Nah mate. I didn't give then anything except the filled out form and the plates.

• 

  randomusername2017 on 22/06/2022 - 13:47

  +1

  5 year old BMW sight unseen…
  3 or 4 yr warranty back then?
  Should be an interesting follow up post.

• 

  vinni9284 on 22/06/2022 - 17:25

  Fly up and check it out in person. The dealer can post 100 pics and videos of the car and it still wont tell a 1000 words. You need to drive it etc and get a feel before purchase. You can drive it with NSW rego to your state and then get a RWC, have all the documentation ready for you roads authority (purchase receipt, CTP etc), pay for the plates, transfer fees. The plates are handed in to roads authority and the dealer should get the balance refund. You can get an UVP too however don't forget to insure the car under the VIN (as unregistered) and then update insurance when registered.