Buying 2x New Cars, What's The Best Card for Rewards?

pakkapie on 29/09/2022 - 19:42
Last edited 29/09/2022 - 19:43

So I've waited an eternity for a new car, and ended up ordering another new release in the meantime. 75k between them.

Both arrive in a month, wondering what card I should look for that will maximise a return, frequent flyer points or other.

Intending to load up a card with whatever the dealership maximum is (does anyone know?), then pay off and hit up the 2nd car.

Also I churn cards here a fair bit but aim for no fee, although willing to pay here if the return warrants it. Eligible for most cards I'd assume as salary is above average, credit rating excellent.

Anyway suggestions would be awesome. Thanks.

Financial

Comments

  • SBOB on 29/09/2022 - 19:50
    +6

    You'll likely be charged a cc fee by the dealer above a pretty small $k amount
    (Thus making the rewards worth less than the fee you'll be charged)

    • spackbace on 30/09/2022 - 00:50

      Yup, likely anything above $2k

  • AndyC1 on 29/09/2022 - 19:51

    CC fee for more than the deposit.

  • bloom on 29/09/2022 - 20:19
    +12

    Weird flex but ok

  • thatonethere on 29/09/2022 - 20:33
    +3

    If the dealer says you can credit card it then they have factored in plenty of fat in your price

  • PensionerXXL on 29/09/2022 - 20:35

    lit ozbargainer, more power 2 ya
    double points if you take out woolies insurance for some bonus points vs your next shop

  • bohn on 29/09/2022 - 20:58
    +1

    Citibank credit card and use PayAll

  • Nutrino on 29/09/2022 - 21:50

    2% of 75k…. damn…. thats alot in fees for the dealer to pay.

    • BewareOfThe Dog on 29/09/2022 - 22:02

      End of month, and maybe their sales have been down, and they have over-ordered for the next quarter.

      • SBOB on 29/09/2022 - 22:09
        +2

        On new car sales currently?
        <insert 'The Castle' tell em he's dreaming meme>

      • spackbace on 30/09/2022 - 00:51

        Cars have already been ordered, contracts signed

        Dealer has no reason to cover the CC charge now, unless already in the contracts terms agreed to

  • cashless on 29/09/2022 - 22:31
    +1

    Be lucky to find a dealer that’ll take more than $5k in c/c payments. Fees are too high.

  • daft009 on 29/09/2022 - 22:38
    +1

    Bought plenty of cars on my Amex and visa over the last few years by paying the surcharge

  • jimbler on 30/09/2022 - 16:07

    What are the cars. How long was the wait on both of them. I'm being told close to 2 years for some cars I've been looking at.

    • pakkapie on 05/10/2022 - 23:16

      Corolla sedan SX and Corolla Cross hybrids. Sedan ordered Nov 21, Cross ordered recently (know a dealer employee who got me quick access).

  • pakkapie on 05/10/2022 - 23:15

    Thanks for all the replies, stupidly thought I'd be notified of any updates.

    Looks like I'll give cc a miss. Cheers

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