Going through my annual car insurance review and interested in Koba Insurance since I'm driving less than 5000k's a year now that I WFH. They're quoting me $264 upfront and 2.4c/km thereafter and that includes hire car. Can't really find any reviews about them online besides some Trustpilot stuff. Wondering if anyone here uses them?
Koda insurance address is 3 Jarrah Court Greensbourgh Vic that is a private house in the suburbs. The underwriter is Eric Insurance Limited address is PO Box 9106 Scoresby, VIC 3179
KOBA Rider
The telematics device including accessories plugged into Your Car’s OBD II port that provides us with data on the use of
Your Car.
We may collect the following information:
What Vehicle Data do we collect?
The location of Your Car and the roads you’ve driven on.
The date and time of day driven.
The distance driven, and the time used to drive that distance
The speed and acceleration of Your Car.
The smoothness of your braking, accelerating and cornering
Yer Nah,
Best of luck OP.
I'm not against them collecting any information, as it's the way of the future anyway, all cars will have this data available.
My issue is that you're not saving a whole lot of money over other full comp insurance policies.
Also not really worth it if you do more than 10k pa.
Who is the policy underwritten by? For example AAMI, is a Suncorp brand, its likely Hollards or a similar 2nd tier insurer.