I’m wondering if anyone on OzB has had experience with Bendigo Bank’s Ready CC. I’m looking to do a big overseas trip next year and have been researching cards with no international fees. The Ready card seems to have a lot going for it: no fees, travel insurance included, reasonable interest rate, and a promotion with 0% interest on purchases for up to 18 months.
It ticks all the boxes I’m looking for and I’ve read through the T&Cs, which seem to be straightforward and not have any hidden ‘gotchas’. If someone has this card and would like to share their experience I’d be grateful.
I think the card was only released in late November. If I'm correct it might be tough to find people with a lot of lived experience so far.
I suspect the international rates are fairly standard, comparable to 28 degrees and Bankwest with the standard cash advance gotcha (don't use at ATMs). In terms of the travel insurance I would look at getting additional insurance if it's an important enough trip, but YMMV.