First Accident in 27 Years, T-Boned by Another Driver (Video of the crash uploaded)

First accident in 27 years, I just got T-boned by another driver.

This is what happened:

I was driving straight passing a T-section, she was turning right, not sure what she had in mind at the time, she just straight way turned right and T-boned me, lucky there was no car on the incoming traffic.

The rear of my car has big scratches near the petrol section, the hinge on the petrol door is broken. Looks like a minor accident but still needs repairs as the back door and back panel is all dented. I will take this car to my mechanic to see if its still ok to drive first thing tomorrow morning.

She first said she doesn't have license, then I said need to call the police then and she was able to produce it, took some photo of the damage and her license. When asked about her number she said her phone is out of battery, which I can not verify as I don't know its true or not. She did say she is fully insured and will contact her insurance company tomorrow. She did give me a phone number which she asked me to send the photos to her phone.

So the question is, what do I do next? Wait for her insurance company to contact me? Or do I contact my insurance company first and report the accident? Or do i need to report this accident to police as a record?

Also, did I miss out anything I should have done at the time?

Member since 2008! Here is a video of the crash: https://www.youtube.com/watch?v=1kj7Sfa0OJY

Comments

        • completly agree.

          When i did have an at fault accident, i wrote the details down, and let the other driver cite it.

          • @Davo1111: Legally all you need to provide is name, contact and car registration.
            Have been through this and even police say as long as they left contact details there is no crime. It is the insurance company job to chase up all those details

  • -1

    Fking cyclist!

  • -1

    Liar liar pants on fireā€¦.. post her ID up for all to see how this dangerous driver looks.

    Name and shame is the way!

    • +1

      doesn't sound legal

    • I certainly not going to do that. Nice try mr hacker:)

      • You can post the email address or medical details considering it's all out in the open.

  • -1

    why you upload that 70 mai footage in 360p?

    what other resolution is there?
    and can you upload the highest resolution?

    The current footages looks terrible.

    • How do I get the better resolution from my 70 Mai??? I thought I can only download whats in there????

      • what is the spec of the 70 mai you got?
        and got a link where bought or the deal?

        can it do 720p or 1080p?

  • +2

    Lesion of the year: Install a Dash Cam

    Any recommendation on a good dash cam

    • A119 - cheap and does the job

      • +1

        70 Mai!

        • +1

          resolution looks bad in the video you posted.

  • +1

    100% their fault. Report to insurance and submit the video as evidence. Mention them that its other drivers fault. You may need to pay for excess at first during their evaluation, but they will refund that when they find it's other driver at fault and make a successful claim from them. This incident is clear as day so do not settle for out of insurance settlement :)

    Good luck!

  • Not your fault. You dont have to pay the excess

  • Lodge a claim with your insurer, provide the 3rd party details to them, get your car fixed and let your insurer handle the recovery.

    If you try to handle this on your own, you could possibly jeopardise your insurer's right to recover and void your cover.

  • Why report it to your insurance company if it's 100% their fault and you have hard evidence? It will only jack up your premium.

    Just handle it yourself and get their insurance company to contact you.

    • You're assuming that the other person is actually 'fully insured'. They probably think CTP covers property damage. I'd be going straight to insurance as well if I were the OP considering the other party lied about their licence

  • yeah imo 't-bone' is a bit dramatic.

    it's like someone missing a few fingers calling themselves an amputee.
    technically, true.. but not really what most people would think of when they hear the word.

    (but yeah nah yeah that's just me)

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