Can We Claim Medical Expenses on Medicare before Getting The Medicare?

Hey guys,

So we are permanent residents in Australia. We are healthy and fit, so we never applied for medicare. We have applied for it last night.

My partner has a lump in her breast, so we cannot wait for 4-6 weeks for medicare to come up. We would like to go through the scanning + procedure to get it removed.

Can anyone confirm if we go through the medical process and claim expenses after getting the medicare, would we be reimbursed?

Thanks.

Comments

  • +20

    just get the scans and worry about that later br0!!!!!!!!!

    • thanks - will do

  • +4
  • +7

    You were living without any type of health insurance as a permanent resident? You must like to live dangerously.

    Anyway, I would go to the GP first (fork out the money for a good private one - probably about $100-150) and get them to do an initial screen if you haven't already. Breasts often get more or less lumpier through a woman's cycle so it'll be good to get a doctors opinion and they will also refer you to a specialist for scans. You can also discuss your situation with them and they can give you advice and let you know how much it will cost for different scans.

    • +8

      Everyone knows you don't get insurance till AFTER you have a car accident. Don't be a mug and pre-pay…

      /s

    • -3

      So people aren't paying levies.to subsidise people who are smart enough not to pay insurance ?

    • +1

      Agree with your statement in that taking on PR without private health care and zero medicare is a disaster waiting to happen.

      I only have health insurance for the tax benefits. If it wasnt the case i wouldn't touch it.

  • +2

    You don't need the physical card. You just need to be registered.

  • -8

    Wait you get free medical if you are not even a citizen?
    Go private for own choice of doctor if you can - the medical mafia will protect their own students and institutions.

    • +4

      You do soon as you become Permanent Resident or if you're from a country with reciprocal healthcare agreement like the UK.

      https://www.servicesaustralia.gov.au/reciprocal-health-care-…

    • +8

      If they pay their fair share of tax, why not?

    • +6

      They live and contribute to our society with the intention to do so indefinitely and for the rest of their life, why wouldn't they? They pay the same taxes and subject to all the same tax conditions. They just can't vote (unless they were enrolled to vote as a British citizen before 1984)

  • +6

    genuinely wondering, why would anyone be postponing applying for medicare after getting their PR? is it to avoid paying for the medicare levy/surcharge?

    i had assumed by the time you're a permanent resident you are eligible for medicare and will be paying for it anyway?

    • idk about it - I was busy after getting PR, due to moving plans + job + sorting out other stuff so I am not sure about it.

      • call Medicare, they have a 24 hour service… best to call late at night in my experience

      • +4

        the process takes hours not days or weeks, thats a shit excuse

  • +1

    Does your original country have a reciprocal medical agreement with here?

    But as above, ring Medicare and ask

  • Normal procedure for those that don't have insurance is to be offered to jump the public queue by paying a little extra . Paying health insurance really is a negative EV game .

  • I'd imagine no, they need a date of service for you to claim a reimbursement.

    Hope she's getting it checked out soon and it's all good

  • +1

    I'm pretty sure any Services Australia branch should be able to enrol you in Medicare, as long as you have all of the necessary documents. I would give them a call to see what they need before visiting a branch though.

    • not anymore at least the one in VIC is specific only for the Medicare office… the CBD one cannot do enrollments to Medicare anymore even though that one used to be an actual Medicare centre in the past

  • +4

    When I moved to Australia 12 years ago (PR) the first thing I did was apply for Medicare. I got my Medicare number on the spot and was advised that I can use the number to visit GPs, hospitals, … while waiting for my card.

    • did you apply in-person? I sent them the email with medical enrolment form

      • I did it in-person.

    • +1

      This, I have 2 in-laws who applied for reciprocal Medicare as part of their visa requirements, took a couple hours each time MAX

  • So what is the benefit of being a Citizen if Permanent Residents get the same benefits?

    • +1

      Voting rights

      • Hmmm Not Rights but Compulsory Obligations

        8.1 In earlier chapters the Committee has drawn out the obligations imposed on voters prior to and at election day. In this chapter the Committee examines the arguments advanced for and against both compulsory and non-compulsory voting.
        https://www.aph.gov.au/Parliamentary_Business/Committees/Joi…

    • +1

      and passport

    • +1

      Passport + voting + you wont get kicked out of the country.

      I know a nurse who got deported while on PR. Left the scene of a car accident after hitting a pedestrian and killing him.

      And if I remember correctly, PR gets cancelled if you get convicted of an offence that carries a 2 year term, even if you dont acutally get a 2 year sentence. Like punching someone….

  • -2

    I think you mean Medibank, not Medicare?

  • If no reciprocal health agreement avenue, then NO, if you get scans done and you are not enrolled in Medicare as at the date of service, they will not pay you for those scans.

  • maybe ring up the company that offers free breast scans ..they usually do it in a bus type thing or they may offer these services at their office too but i think it’s called something like breast scans
    call 132050 and book a scan

  • +2

    It doesn't seem like anyone has answered your question.

    For permanent residents, your Medicare eligibility date depends on whether or not you were in Australia at the time you were granted PR:

    1. If granted while in Australia, you are eligible from the date you were granted your PR, or
    2. If granted while outside Australia, you are eligible from the date you arrived in Australia.

    If your Medicare eligibility date is on or before the date of medical service, then yes you would be able to make a claim once your Medicare eligibility has been processed.

    Reference: Permanent residents eligibility for Medicare 011-44040000, Table 1, Step 6

  • Prioritising money over health?!

  • I am with Tommyaka. It's when you are eligible, not when you register. Registration is so you get a card to identify and verify your eligibility for purpose for filing claims, etc. Only means you have to fork out the money first. Good luck with your partner.

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