Do I Need a Certificate for Child Seat Installation for Insurance Purposes?

idonteven on 13/07/2023 - 16:39
Last edited 14/07/2023 - 10:42 by 1 other user

Do I need to have an authorised person do the installation and get a certificate?

I've been hearing this a few times from family and friends that car insurance can deny your claim if you don't have certificate to prove the child seat was appropriately fitted. I couldn't find anything about it online and I'm with Budget Direct and Woolworths for my two cars.

It seems pretty ridiculous to need a certificate as I may have to constantly take the child seat out to make space, move between cars, pick up Ikea furniture from marketplace, etc.

Also, brownie points if you can chuck in your best first-time dad tip.

Automotive Baby Car Seat

Comments

  • Xistn on 13/07/2023 - 16:42

    Call your insurance? read their PDS? start there.

    • idonteven on 13/07/2023 - 16:43
      +1

      Nothing mentioned in PDS.

      • redfox1200 on 13/07/2023 - 16:49
        +2

        sounds like you found your answer

  • djsweet on 13/07/2023 - 16:54
    +3

    Did you know insurance can also deny your claim if your seatbelt was not appropriately fitted? Best to get it fitted by a professional who can provide a certificate each time you ride in your vehicle. Otherwise you will not be able to prove that it was fitted correctly.

  • [Deactivated] on 13/07/2023 - 17:02

    Are both Budget Direct and Woolworths offline?

    • Protractor on 13/07/2023 - 19:46
      +1

      I see what you did there.

      Or one phone call…..

  • kizzaaa on 13/07/2023 - 17:35
    +1

    AFAIK, it is not mandatory to have a child seat fitted by an authorised professional in Australia.

    I've been hearing this a few times from family and friends that car insurance can deny your claim if you don't have certificate to prove the child seat was appropriately fitted.

    I guess it depends on the claim, if the seat was not fitted correct (by you or an authorised professional) or if the seat somehow caused the claim. A certificate could mitigate doubt about the fitting of a child restraint, although in my opinion, the scenarios would be minimal.

    It seems pretty ridiculous to need a certificate as I may have to constantly take the child seat out to make space, move between cars, pick up Ikea furniture from marketplace, etc.

    If both the car and child seat were purchased in Australia and are AS/NZS 1754 ISOFIX compatible, then there should be no issue doing it yourself, as long as you follow the manufacturer's instructions correctly on fitting.

    • Chandler on 13/07/2023 - 23:23

      there should be no issue doing it yourself, as long as you follow the manufacturer's instructions correctly on fitting

      Same applies to non-ISOFIX compatible seats.

  • 87percent on 13/07/2023 - 18:25

    Insurance certificate for what exactly?

    For all the times I’ve had an accident, even minor ones, I’ve gotten insurance to replace the car seats. I’ve never had to provide a certificate

    • Jono05 on 23/07/2023 - 12:57

      You mean child seat? How did they get damaged?

      • blaze on 27/09/2023 - 12:59

        You must replace a child seat after an accident i think its like, the law, or something

  • singingwolf on 13/07/2023 - 18:33

    I get one each time I get a new car or seat. It's an rta certificate

    • idonteven on 13/07/2023 - 18:35

      That’s what I was thinking. It will get expensive pretty soon but you can’t put a price on the safety of your child.

      • singingwolf on 13/07/2023 - 18:40

        It's about $50 to get fitted properly with certificate. They put special clips on the belt and make it all nice and tight with correct seat adjustments. For its worth it. If something happens in future, you have something that covers you

  • 87percent on 13/07/2023 - 18:57

    Not sure where you’re located op, but in Melbourne, there’s free car seat fittings. https://www.kidsafevic.com.au/road-safety/free-child-car-res…

  • coxjon on 13/07/2023 - 19:56

    We got our first one fitted (it was included in baby bunting price) and the fitter gave us some good tips (and the clips!) for how to fit it properly.

  • Euphemistic on 13/07/2023 - 20:17

    Got our first fitted. Guy showed me some tips on installing. Seat Stayed in the first car for a while as I wasn’t game to try and install it into the other car. then ended up swapping it into the company car almost every weekend after a couple of months.

    No idea if it’s an insurance requirement, but would imagine if you could show you had it installed initially you could use that as evidence you were shown how to do it properly. Also highly unlikely they are going to deny a claim based on an incorrectly installed seat.

  • Specialist Diaz on 13/07/2023 - 20:21

    No. It's not that hard to install a child seat if you can read and follow the instructions on the seat. I guess I would only use a third-party serice if I was really struggling to figure it out.

  • miwahni on 13/07/2023 - 21:10

    When my sister's car was stolen she had a car seat in the boot, which she fitted in the car only on occasion when she had a grandchild with her. Youi replaced the car seat with no problem so it doesn't even need to be fitted, let alone by an authorised person.

  • doctordv8 on 14/07/2023 - 07:26

    https://insurance.everyday.com.au/contact-us.html

    Chat with an agent
    You can use our Chat Now option to talk to a customer service representative straight away. Simply type "Chat Online" when speaking with Mandy in your "Chat Now" window during our operating hours*

    Call us
    For general inquiries, give us a call on 1300 10 1234 Monday to Friday, 8am-8pm (AEST/AEDT), Saturday and Sunday, 9am-5pm (AEST/AEDT) (except public holidays)

    1st time dad tip… Learn to do stuff for yourself. Others you relied upon may now be to busy to assist with basic dramas.

  • morse on 14/07/2023 - 07:50

    Yeah realistically you need to take your car seat and and out. Just say you got it fitted once, how would insurer know you’d be taking it in and out since? Just become very aware of how to do it properly, not for insurance reasons, for safety reasons.

    Best new dad tip, have some social outlets. I’m not saying go off and leave your partner alone with the baby constantly, but invite people over or have coffee catch ups (this can be with partner and baby or otherwise), if your partner socialises with other mums meet their partners, keep your exercise/sports, hobbies going even if less frequently.

    • idonteven on 14/07/2023 - 09:10

      Finally a dad tip. Thanks mate.

  • billy72 on 25/07/2023 - 12:06

    trust me, no insurance company, especially the online one, have the time or fund to care about that. They only deny it for obvious reasons such as being hit and run at night while on-street parking but you claimed you park in the garage at night when you purchased the policy.

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