Selecting a New Credit Card

Hi everyone! Just got an email from my HSBC credit card saying they will start charging me a $149 annual fee starting from next year. (It was free prior with a minimum spend of $6000 per year). Just wondering if anyone's got any credit cards they are looking at that covers the following:-

  • Travel Insurance
  • Extended Warranty
  • Points

Just wanted to know what everyone on ozbargain uses, as I find the sudden charge from HSBC a little bit too steep.

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