Compensation from Work on a Car Accident

Sarinella on 17/10/2023 - 20:22
Last edited 18/10/2023 - 14:50 by 1 other user

Hi, I went to training requested by my employer today. I used my car to get to the training location.

After the training, I reversed my car to get out of the parallel parking and hit the car parked behind me.

My question is if the insurance decides I was faulty in the accident, can I claim the costs involved from my work place? I have a comprehensive car insurance but there will be an excess involved.

Edit:
I’m surprised at the level of judgement and anger everyone has toward someone who has simply asked a question. If it wasn’t a virtual table of discussion I think everyone had put a knife into my stomach for asking a question!!!!
Yes I waited for the driver to arrive and didn’t leave the scene!
The damage to the other car was minor as it was parked tooooo close to me and infront of the driveway and as soon as I took my feet from the break I hit the car.
My assumption when I tried to reverse was that no one could have parked behind me so I didn’t check which is my bad.
I have been driving for 20 years with no accidents and demerit points for information of all you judgmental people.
I am just so annoyed of seeing all these people who have nothing else. Shame!!!

Automotive

closed Comments

      • original15 on 18/10/2023 - 22:03
        +1

        Unfortunately the training on reversing is next week

  • hikaru78 on 18/10/2023 - 23:43
    +3

    Am i the only one who assumed this was pam before double checking the poster?
    Although she may have stopped doing training after the great folder fiasco of 2022

  • jerjergege on 19/10/2023 - 07:15

    I had an at fault car accident once in my company car, many years ago on the monash, very light, my work places insurance covered it.
    Company car vs your own car, your work place has will have no intention since its your own car.

  • newjerseydamo on 19/10/2023 - 07:37
    +3

    You hit a stationary vehicle. You're automatically at fault.

    You used your own private vehicle to get to a work-related location. It's no different than if you drove to your work. Work has nothing to do with it.
    It's your expense, not your employer's.

  • roubinhood on 19/10/2023 - 08:11
    +2

    Your company is making a profit off your employment. Every time anyone hops in a car, they run the risk of being in an accident and being financially and legally liable. They've asked you to drive your personal vehicle to a training event and therefore adopt this risk. If you had been provided with a company car, your workplace would be paying the insurance but when you're asked to drive your own car, in essence you're covering that risk yourself.

    I don't think the question is unreasonable as to whether the company should at least contribute to the costs when there's an accident. I mean, if they wanted to send you to this training with the potential for zero financial liability, they could have just paid for an uber for you…

    • pn09 on 19/10/2023 - 08:41
      +1

      Based on the OP's post the company requested him to attend training - they did not request him to take his personal car to get there. That was his choice.

      Given this, if the OP was in an accident where he wasn't at fault but the insurance deemed that he would need to make a claim then I agree that it would be a reasonable question to ask the employer to help as the reason for the trip was their request - but even then it would be at the company's discretion to help or not and probably dependent on the nature of the accident, the goodwill that existed between the employee and the company (e.g. how good an employee they were), etc.

      But in this case the OP was in an at fault accident (he hit a stationary object - no other people were involved, no animal darted in front of him, there appear to be no mitigating circumstances) so I'd say it is unreasonable to ask the company to contribute.

  • Hangryuman on 19/10/2023 - 09:33
    -1

    yes - I caused an accident in public - and I'd like my employer to pay for it. Pls advise … ;-)

    oops la - y'all dinna gimme the kinda advice I was lookin' 4 - whatsup with all youse peepel !?!?!?

  • Protractor on 19/10/2023 - 09:49
    +3

    "I’m surprised at the level of judgement and anger everyone has toward someone who has simply asked a question. "
    Surprises abound in life.
    I'm surprised how many ppl (1) can't use a phone and (2) need social media and forums to hold their hands and to live every nano second of their timid lives for them.

  • xdigger on 19/10/2023 - 10:46
    +1

    Sorry mate that's being a bit too entitled, your work isn't on the hook for just about anything. This is the reason why business costs are so high.

    Go get yourself checked out by a doctor after the accident, while healthcare is still free in Australia.

    • kaleidoscope on 19/10/2023 - 11:03
      +1

      while healthcare is still free in Australia

      That ship has sailed

  • kaleidoscope on 19/10/2023 - 11:03
    +1

    My question is if the insurance decides I was faulty in the accident, can I claim the costs involved from my work place?

    In this instance. NO

    I’m surprised at the level of judgement and anger everyone has toward someone who has simply asked a question. If it wasn’t a virtual table of discussion I think everyone had put a knife into my stomach for asking a question!!!!

    I don't think there is any problem with someone asking a question OP, from my experience this is a very helpful place to get quick answers. I think the tone of your question has automatically flagged you as an entitled person which is what everyone is questioning you back on.

    Anyway, for your question in mind in general, afaik you're only compensated for workplace accidents for when you're doing your work. Some places do cover for the incidents in between clocked in and clocked out but not when you're out in between for personal matters. When I was working at a different company overseas under work visa my manager used to say to the team, take good care when crossing roads during lunch hour as they're liable if a bus hits you :P

  • McFly on 19/10/2023 - 11:04
    +5

    I’m surprised at the level of judgement

    Meanwhile, everyone else on OzB is not surprised at seeing yet another hilariously ridiculous forum post.

  • R4 on 19/10/2023 - 16:15
    +2

    I'm not going to judge you but will give my answer to your question - no, you're not entitled to any compensation from your employer.

    Hope this helps and good luck.

  • CHIEFMEGADETH on 19/10/2023 - 18:15

    People can be (profanity) on this site, best not even try on here way too many sad (profanity) haha

  • Eeples on 19/10/2023 - 18:41

    I guess you might be thinking that your employer might have accident insurance of some type for employees on site which might also be applicable off site if you are working (or training) off site.

    Maybe they do?

    Ask them?

  • ChickenTalon on 19/10/2023 - 20:36

    Depending on where the training was compared to your usual work location it might be covered under your employer’s travel insurance policy (if they have one) as a work trip. Ask them.

  • drfuzzy on 19/10/2023 - 23:32
    +3

    OP might have more success if the accident happened during a sexual encounter on a work trip

    https://www.abc.net.au/news/2013-10-30/sex-compensation-high…

  • Dazbot on 20/10/2023 - 07:07

    Short answer no. They only need cover repairs on their own vehicles. Even traffic infringements will go back to the driver.

    Your company does have a duty of care where your personal vehicle is utilised for work to confirm you're licenced and your car is maintained/insured.

    Like wise you have a duty to report any incidents that occur. You can claim the travel for tax.

    There's also stuff around fatigue management that everyone has a hand in.

  • BargainDog on 20/10/2023 - 09:15

    I work for a government department and in their list of travel expenses is a section about covering car insurance excess after an accident if you're requested to do work duties and you use your private vehicle.

    I was extremely surprised but.. it's possible it might be accounted for.

  • Eeples on 20/10/2023 - 09:44

    This thread seems to be turning.

  • Euphemistic on 20/10/2023 - 10:20
    -1

    If you’re making A claim through your own insurance, you’re on the hook for the excess. It’s your claim, your policy etc.

    If you want cOmPEnZaShUN, you need to the whole lot through a work claim.

  • ceroau on 20/10/2023 - 10:36

    My question is if the insurance decides I was faulty in the accident

    If? You're at fault. You've admitted as much. Why would there be any doubt of this with the insurer?

    can I claim the costs involved from my work place? I have a comprehensive car insurance but there will be an excess involved.

    No, Of-course not. Even if you could, why would you try? you're at fault here.

    I’m surprised at the level of judgement and anger everyone has toward someone who has simply asked a question.

    I'm not, you didn't just ask a "simple" question. You asked an immoral one. You're at fault yet you're trying to palm off ownership of that fault onto others. Own your mistakes, pay for them. If you do that maybe you'll stop feeling like people hate you and are "knifing you in the stomach".

  • vchar on 20/10/2023 - 10:39

    I've known that there are some bosses do offer to help their employees in such incident out of kindness and moral obligation (probably). But really, the question is "will you even accept their offer without a guilty conscience as you are apparently at fault and it is your private car?"

  • grr1701 on 20/10/2023 - 14:26

    The answer to your question is NO. Close the thread.

  • deme on 20/10/2023 - 16:13

    Hi, I went to training requested by my employer today. I used my car to get to the training location.

    I don't know the answer to your query, but a lot of people here just make stuff up.

    You should ask your union for help.

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