Zip Pay $9.95 Account Fee Vs Zip Plus $9.95 Account Fee

Anonymous User on 02/12/2023 - 12:37
Last edited 02/12/2023 - 12:38

Is there a difference in the conditions for applying (or waiving) the $9.95 account fee to a Zip Pay and Zip Plus account?

Zip Pay: A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee.

Zip Plus: A $9.95 monthly fee will apply if you have a balance owing. Pay your closing balance in full by the end of each calendar month and we’ll also waive the monthly account fee of $9.95 for that month. A monthly account fee of $9.95 will otherwise apply.

Sources:
https://zip.co/au/how-zip-works
https://help.zip.co/hc/en-us/articles/8262941199887-What-is-…

Poll Options

  • 5
    Yes
  • 7
    No
  • 3
    Dodgy, potential for a class action lawsuit
Financial

Related Stores

Zip Pay
Zip Pay
Third-Party

Comments

  • freefall101 on 02/12/2023 - 12:49
    +1

    For the moment, Zip Plus is only available to select Zip Pay customers, to find out if you are eligible to apply visit your Zip app

    So basically it’s an upgrade available to some users. What’s the problem?

    • Neoika on 02/12/2023 - 13:18
      +2

      No, it is designed to charge interest, considering that the funding must be more expensive than before. It is questionable to say an upgrade.

    • Aureus on 02/12/2023 - 17:28
      +4

      Very much a downgrade. Can't even pay off Zip "Plus" with a credit card..

  • payless69 on 02/12/2023 - 13:13

    Eat beef ya vegans!

    Ah I meant use Afterpay, NO fees!

  • CodeXD on 02/12/2023 - 14:03
    +6

    You can use credit card to pay off zip pay and earn points, you cannot with zip plus.

  • denserham on 28/02/2024 - 22:58

    Can you still pay off zip pay with AMEX? I'm finding conflicting info.

    • Neoika on 03/03/2024 - 06:20

      No.

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