Bad Experience with Woolworths Car Insurance

Hope you're all doing well. I've got a bit of a situation and could use some input from the community. So, on Monday, 4 December 2023, at 4:25 pm, another driver ran into the back of my 2 month old car at a roundabout. The entire incident was captured by my rear dashcam. I and the other party exchanged details. I attempted to contact Woolworths Insurance, the comprehensive insurer for my vehicle, at the scene by calling 1300 10 1234. After more than 30 minutes of wait time, someone picked up, but while I could hear them, it seemed they couldn't hear me, leading to an abrupt disconnection with no callback.

Consequently, I drove the car home, which was only 2 km from the accident scene. When I tried to lodge the claim online, I encountered a persistent issue preventing me from progressing beyond the second page, "Policy Holder Contact Details." The system consistently displayed an error message: "An error occurred while attempting to save the claim submission." This problem persisted despite attempts with three different web browsers and incognito/private mode.

Subsequent calls to 1300 10 1234, using a different phone through another carrier, resulted in the same issue. After another extended wait, it appeared that the same agent picked up my call; he still couldn't hear me, leading to another disconnection. On the third attempt using a SIP phone, eventually, I got someone with whom I could have a two way conversation. However, the agent was unable to lodge the claim on their end. They explained they were operating from South Africa and needed someone from Australia, working between 8:00 am and 5:00 pm AEST, to address the issue. They promised to call me back at 9:00 am the following day.

As of yesterday, 5 December 2023, no one returned my call, prompting me to contact them four times. Unfortunately, none of the four agents could assist. Despite their attempts to lodge the claim, each ended in errors, and none knew how to resolve the issue. Frustratingly, I had to repeat the details of the accident every single time. Requesting escalation, a manager took the call, apologised, assured me that this issue had occurred previously and would be rectified shortly, and promised to call me back once resolved.

Today, 6 December 2023, I have yet to receive a callback. Upon contacting them again, the agent attempted to lodge the claim, but it failed once more, accompanied by further promises. At this point, I believe I have exhausted my patience. Has anyone experienced a similar situation and can provide guidance on how to navigate it?

Thank you in advance.

Edit 1: I spoke to an agent on 5 December 2023, and asked them to file a complaint for me. They advised me that my complaint had been lodged as requested. I've attempted to lodge a complaint myself via https://insurance.everyday.com.au/contact-us/compliments-com…, but the submit button is not doing anything. Once again, I've tried with different browsers and incognito/private mode.

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Comments

  • +4

    Go to their review site and facebook page immediately and lodge a complaint, someone may respond. Also there is an insurance complaints body, I think its called Afca.

    • +1

      Adding to what Pam said, you have to lodge a complaint through woolies complaint department first and give them a week to respond, then go to AFCA

  • +4

    Next time use a legit insurance company like RACQ.

    • +4
    • +2

      Woolworths sells Hollard. RACQ sells Tokio Marine, which owns a big chunk of Hollard.

      • LOL

  • This sounds horrible. And knowing it's Woolies and operating out of Sth Africa this is probably by design to stone wall you.

    • Woolworths insurance in underwritten by Hollards, a South African company. Not by design. Just how their business operates.

      • Hollard also underwrites a number of other well-known insurance name brands. Like Commonwealth Bank and Real.

        I switched from Woolworths to Seniors, and found that sorting out a glitch in the changeover was easy because Hollard actually did both. It had arranged an overlap to make sure one policy didn't end before the other was operating, and they said no need, because all that was changing was the letterhead on the paperwork, and gave me a refund for the period of double insurance.

  • +4

    It sucks, but budget insurers gonna budget insure.

  • +5

    Woolies for you groceries, a proper insurance company for your insurance. And don't use Budget either.

  • DM their socials, Kogan gave me the run around once, spammed their private messages, got a response and resolved within 30 minutes.

  • Google IAG and their retail brands, likewise Suncorp, Allianz, QBE.

    If you pay peanuts, do you expect caviar service?

  • Just bad timing, last year I had to lodge a claim from them and it was painless, but they did take a week to approve the claim, and because all smash repairs will take 2 weeks holiday so it took a full month to get it fixed. If your car is not drivable then it might be an issue, but just call right 2 drive or whatever if you have to.

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