Apple Express Replacement Authorization Hold

LModiSulak on 06/02/2024 - 20:57

Hey folks,

I've had a strange encounter with the Apple express replacement service, so I've used my debit card to pay for the express replacement device. Usually this charge is deducted from my balance until I return the replacement device back to Apple.

However, on my recent replacement I've already got the money debited back to my account and I have just transferred it back to my savings. There is no pending authorization charge from Apple or anything related to this transaction on my account from what I can tell.

The actual status of the return is still pending. Can Apple charge my card again when it's past the due date to return the product again? (Given the authorization hold is removed and the funds are back in my account?)

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Comments

  • askbargain on 06/02/2024 - 21:11
    +1

    yes

    • ModiSulak on 06/02/2024 - 21:45

      Would that overdraft my account when I don't have funds or just decline?

      • askbargain on 06/02/2024 - 22:04
        +3

        they can put it through as a transaction that will overdraft your account.

        • WoodYouLikeSomeCash on 07/02/2024 - 13:29

          Not true, depends on the setup at your bank. If your bank doesn't allow overdrafts it'll just deny.

          • ModiSulak on 07/02/2024 - 16:08

            @WoodYouLikeSomeCash: The question was mostly out of curiosity as to how, when I make a transaction that doesn't have the sufficient funds, the bank declines it. When an Organisation makes a transaction it overdrafts? Trying to understand this scenario to avoid putting my card details into anymore free trials which I forget to cancel.

          • askbargain on 11/02/2024 - 19:27

            @WoodYouLikeSomeCash: isn't it, if there's no overdraft, you just don't pay interest on it?

      • JimB on 07/02/2024 - 10:25

        Depends on your bank and debit account type.

        Most likely it will be rejected.

        Can you imagine the bank chasing up a 14yo with for an overdrawn debit card?

        • askbargain on 11/02/2024 - 19:26

          yeah because you're legally allowed to sign an insurance contract. apple would just ban your account, and i'm sure that's worth it.

          oh idk maybe even disable the device :/

  • Alexander420 on 06/02/2024 - 21:31

    Yeah nah

    • ModiSulak on 06/02/2024 - 21:45

      Which one is it? haha

      • Morien on 06/02/2024 - 22:27

        nah yeah

      • Alexander420 on 07/02/2024 - 14:02

        Tbh TLDR but @brendanm below described it very well 😂

  • SBOB on 06/02/2024 - 22:10
    +1

    Why not try what you're clearly thinking and get back to us.

  • Wiadro on 06/02/2024 - 22:37
    +1

    thanks for contacting ozapple we cant help, call your bank

  • Any thing on 07/02/2024 - 07:50
    +1

    Yes they can charge your card again for the preauthorised amount.

  • SimAus007 on 07/02/2024 - 08:47

    "I've already got the money debited back to my account" Do you mean, credited back? Debited would mean the money is not in your account.
    Oh and yes, they can still attempt to debit the money if you don't return the item, they don't need a hold to do this. A hold is used to test whether the account is genuine and allows them to charge you later (holds only ever last a few days, that's normal).

    *Authorisation, not authorization, unless you are living in North America.

  • brendanm on 07/02/2024 - 11:18

    I want to keep the replacement device as well as my original "faulty" device

    Easier to just say it.

    • ModiSulak on 07/02/2024 - 16:03

      Pretty much, got excited thinking I'd make a good Grid frame out of the iPhone parts. Sadly Tim Apple is in-possession of this said device. Will get em next time.

  • jimbobaus on 09/02/2024 - 16:53

    Had this happen myself
    The money will just randomly go from your card and will overdraw it if no funds. The bank will recognise the previous authorisation. It’s a weird apple glitch but don’t count on keeping the money.

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