Insure Tablets you Own or Rent - for Any Damage ?

RahRahRand on 11/02/2024 - 06:14
Last edited 11/02/2024 - 06:30

Hello

TL : DR - Title gives the gist, but there's more to it in this case (it's for someone with no home/contents insurance… and away from home anyway).

I have a relative in hospital, and I want to get them a tablet as they'll be stuck there for months (at least). But I'm worried about theft, and accidental damage (by her, staff, visitors, whomever etc).

I'm not rich, but I would get a good quality tablet, and similarly decent accessories. These things add up fast, and I want to protect it all.

I'm wondering, can you insure a tablet that you own, or one you that you rent… so that it is completely covered if anything happens to it?

E.g. - I assume you just pay a higher rental price, or monthly premium - to cover any eventuality? Is it possible to do this without having to pay the big deductible (large payment first) before they pay out the rest/replace it?

I don't want any repairs, just replacement if damaged… accessories included if they're damaged too (e.g. Case, S-Pen, Chargers etc)

BTW, there is one catch. They have a pretty full on mental illness, and I worry that they might intentionally, or unintentionally damage it - when they're out of it / having an episode etc.

I'm guessing no insurance will cover that ?

They don't have any home/contents insurance (and they couldn't afford it), so it can't just be added to that.
If there's anything that you think might be worth mentioning, please let me know - as it's new territory for me.

Thank you for your help

General Discussion Insurance Tablet

Comments

  • Jesse16246 on 11/02/2024 - 08:36
    +1

    Instead of buying a really good tablet
    Why not buy cheap Chinese tablets
    Iplay 50 or teclast etc and buy shock proof case.

    That way you can dump them if they are damaged and just have a few replacements

    Samsung also make a reasonable price tablet in a shock proof case (for workers and miners etc) I've never used one, i looked on YouTube when I was going to get one for the kids but just got the iplay 50 when it was on sale around $250

    Ulefone tablet (again I've never used) can take a bit of a beating as well. Look on YouTube

    https://youtu.be/sUaQc40Wz9M?si=WwWxKLl51bhvEU0A

    If you are able to find insurance i would imagine that it will be expensive

    Another option, but it would require a lot of time and travel
    Buy used tablets on the marketplace or Gumtree etc

    That way they are cheap and can be dumped if damaged

  • xuqi on 11/02/2024 - 10:14

    I don't think anyone is going to insure a tablet used by someone with a pre-existing mental illness. Any insurance will have clauses invalidating it, in cases of intentional damage.

    Your best bet is to buy a cheaper tablet and then place it in a tough case for use. If Apple, consider the older gen 9 iPad and find suitable tough case for use. Similar for Android devices.

  • 87percent on 11/02/2024 - 10:52

    I would be buying an older generation tablet, and putting one of those thick cases they aim at kids (eg; https://www.bigw.com.au/product/techxtras-portable-bumper-ca…)

    My kids have this on a Samsung Tab A from a couple of years ago, and it’s surprising how much abuse it’s gone through relatively unharmed

  • MeesusEff on 11/02/2024 - 16:34

    If you are lucky enough to have a grandfathered Coles/28d Shoppers Protection you'd be covered for free for 6 months/year

  • snapper17 on 14/02/2024 - 19:30

    if buying an ipad then get applecare+ it should cover theft and accidental damage. There will be a service charge though.

  • RahRahRand on 09/03/2024 - 01:57

    Thanks guys, there are some good points here I hadn't actually thought of before.

    I appreciate the posts.

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