International Transaction Fee for Coles Prepaid MasterCard

videlity on 15/03/2024 - 17:48

Hi,
This is more a theoretical question, but if I have a $250 Coles prepaid MasterCard, can I buy something from an international seller for $250 (AUD)? I'm thinking the international transaction fee will be deducted afterwards, leaving the balance of the card in the negative. If so, will there be any problems with this? E.g. being blacklisted/banned in the future from purchasing these in the future.

Financial Prepaid Credit/Debit Card

Comments

  • Jimothy Wongingtons on 15/03/2024 - 17:52

    Terms of use does say

    You can use your Gift Card to make purchases only up to the Gift Card value. If you attempt a transaction that exceeds the value remaining on the Gift Card, that transaction will be declined.

    I guess give it a go and see
    Surely the system should be able to determine exchange rates, fees etc - sometimes merchants might place a $1 temp fee too so that might throw your whole plan out of whack

    • trashcan on 15/03/2024 - 18:06
      +2

      Been there, done that. Goes negative when the fees is eventually posted.

    • videlity on 15/03/2024 - 20:42

      OK, well I tried at an overseas site and it didn't work.
      Then I noticed this information for the giftcards.com.au card:
      "Enjoy using your Card to shop at any online merchant within the Australia everywhere Visa debit cards or Debit Mastercard are accepted, as applicable."
      Not sure if it's the same for the physical coles mastercard.

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