• long running

12.5% Annual Cashback on Life Insurance + $50 Sign up Bonus @ Keep Insurance Co

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Your Life Insurance Policy Should Pay You Back
At Keep Insurance Co, we believe Australians deserve value. That's why we return 12.5% of your premium to you every year—with quality cover from top insurers.

What You Get:

  • Annual Cashback: Get 12.5% of your premium back every single year, starting from your first policy anniversary.
  • One-Time Bonus: Get a $50 gift card when you apply and complete underwriting within 30 days.
  • No Adviser? No Problem: Our platform is fully online, so you keep your privacy—and your money.
  • Top-Quality Cover: Policies from trusted names like TAL, AIA, MLC, and Zurich.
  • Simple and Transparent: No hidden conditions. We keep it clean, clear, and customer-focused.

Why Keep?

  • You're in Control: Quote, compare, apply—online and on your time.
  • Self-Serve and Save: Our online model rewards you for going direct—no middlemen, no fluff.

·        Regulated and Transparent: We’re licensed by ASIC and operate under strict compliance rules—so you can trust what we say and how we work. You can look us up here: ASIC Professional Registers Search

Conditions:

  • Apply for a policy through Keep Insurance Co’s online platform for a policy through Keep Insurance Co’s online platform here..
  • Because of “claw back” conditions applied by insurance companies, the first year’s cashback is paid after 12 months .
  • $50 gift card offer valid when you complete application within 30 days.
  • If you are seeking personal advice, we can refer to a licensed adviser if you prefer, however in this case you would not eligible for Keep’s rebates.

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Comments

  • Sign up with Keep Insurance Co

    How much profit did Keep Insurance Co make last year?

    • Simple and Transparent: No hidden conditions.

      More transparent than Dan ever was…

  • Could you theoretically pay for this from super and effectively cash out some super early?

    Not implying that's a smart idea, but just as a theoretical

    Edit: Yep, you can pay via Super.

    • cash out some super early?

      You always have an option to request your super early…
      The decision to release it relies with the trustee…

      • I don't think submitting a request is equivalent to successfully accessing it…

        • It's up the trustee and depends on the circumstances.

          • @jv: Yes, a request depending on circumstances is not equal to guaranteed cash back.

            This would in theory be a tax benefit as you could simply recontribute the cash back and claim a tax deduction?

            • @Dyl: Where did I say it was guaranteed ?

              • @jv: You compared it to something that is guaranteed as if it's not apples and oranges.

                • @Dyl: No, that is theoretical.

  • +1

    Why not just make the premium 12.5% cheaper instead?

    • Can cash out super then put it back in for a tax deduction this way + claim voluntary contribution benefits

      not financial, tax or legal advice lol

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