This is for the old Shoppers Protection scheme on 28 Degrees (now administered by Hallmark) - It turns out if you call them on 1800 800 230 (don't follow the prompt to be diverted to Latitude - stay with Hallmark) they will actually calculate how much you have left of your $20k lifetime limit! Took them 5 minutes.
Not sure if I should be admitting I still haven't hit my limit and therefore need to hand in my ozb membership card :)
Oh nice!! I reckon I’m definitely sub 10k by now..